LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,739
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,291
−HK$561/mo
Today · 4.125%
HK$18,852
baseline
▲ 0.50% · 4.625%
HK$19,999
+HK$1,147/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,704/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,735
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,264
−HK$537/mo
Today · 4.125%
HK$20,801
baseline
▲ 0.50% · 4.625%
HK$21,897
+HK$1,096/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,602/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,287
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,949
−HK$673/mo
Today · 4.125%
HK$22,622
baseline
▲ 0.50% · 4.625%
HK$23,998
+HK$1,376/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,244/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,682
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,317
−HK$644/mo
Today · 4.125%
HK$24,961
baseline
▲ 0.50% · 4.625%
HK$26,277
+HK$1,316/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,922/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,835
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,607
−HK$785/mo
Today · 4.125%
HK$26,392
baseline
▲ 0.50% · 4.625%
HK$27,998
+HK$1,606/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$52,784/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,629
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,369
−HK$752/mo
Today · 4.125%
HK$29,121
baseline
▲ 0.50% · 4.625%
HK$30,656
+HK$1,535/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$58,242/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,931
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,924
−HK$1,009/mo
Today · 4.125%
HK$33,933
baseline
▲ 0.50% · 4.625%
HK$35,998
+HK$2,065/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,866/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,522
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,475
−HK$967/mo
Today · 4.125%
HK$37,442
baseline
▲ 0.50% · 4.625%
HK$39,415
+HK$1,973/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,884/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,384 · Scale 2, in force from 26 Feb 2026)