LTV · monthly repayment
▼ 0.50% · 3.625%
HK$177,409
−HK$11,125/mo
▼ 0.25% · 3.875%
HK$182,928
−HK$5,606/mo
Today · 4.125%
HK$188,534
baseline
▲ 0.50% · 4.625%
HK$200,006
+HK$11,472/mo
Deposit HK$38.90M · loan HK$38.90M · min. income ≈ HK$377,068/mo (50% DSR)
Upfront cash ≈ HK$42.21M (deposit + AVD stamp duty HK$3,306,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,366
−HK$10,663/mo
▼ 0.25% · 3.875%
HK$202,659
−HK$5,370/mo
Today · 4.125%
HK$208,029
baseline
▲ 0.50% · 4.625%
HK$218,995
+HK$10,966/mo
Deposit HK$38.90M · loan HK$38.90M · min. income ≈ HK$416,058/mo (50% DSR)
Upfront cash ≈ HK$42.21M (deposit + AVD stamp duty HK$3,306,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,891
−HK$13,350/mo
▼ 0.25% · 3.875%
HK$219,513
−HK$6,728/mo
Today · 4.125%
HK$226,241
baseline
▲ 0.50% · 4.625%
HK$240,008
+HK$13,767/mo
Deposit HK$31.12M · loan HK$46.68M · min. income ≈ HK$452,482/mo (50% DSR)
Upfront cash ≈ HK$34.43M (deposit + AVD stamp duty HK$3,306,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,839
−HK$12,796/mo
▼ 0.25% · 3.875%
HK$243,191
−HK$6,444/mo
Today · 4.125%
HK$249,635
baseline
▲ 0.50% · 4.625%
HK$262,794
+HK$13,159/mo
Deposit HK$31.12M · loan HK$46.68M · min. income ≈ HK$499,270/mo (50% DSR)
Upfront cash ≈ HK$34.43M (deposit + AVD stamp duty HK$3,306,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,373
−HK$15,575/mo
▼ 0.25% · 3.875%
HK$256,099
−HK$7,849/mo
Today · 4.125%
HK$263,948
baseline
▲ 0.50% · 4.625%
HK$280,009
+HK$16,061/mo
Deposit HK$23.34M · loan HK$54.46M · min. income ≈ HK$527,896/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$3,306,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,312
−HK$14,929/mo
▼ 0.25% · 3.875%
HK$283,723
−HK$7,518/mo
Today · 4.125%
HK$291,241
baseline
▲ 0.50% · 4.625%
HK$306,592
+HK$15,351/mo
Deposit HK$23.34M · loan HK$54.46M · min. income ≈ HK$582,482/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$3,306,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,337
−HK$20,025/mo
▼ 0.25% · 3.875%
HK$329,270
−HK$10,092/mo
Today · 4.125%
HK$339,362
baseline
▲ 0.50% · 4.625%
HK$360,011
+HK$20,649/mo
Deposit HK$7.78M · loan HK$70.02M · min. income ≈ HK$678,724/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$3,306,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,259
−HK$19,193/mo
▼ 0.25% · 3.875%
HK$364,787
−HK$9,665/mo
Today · 4.125%
HK$374,452
baseline
▲ 0.50% · 4.625%
HK$394,190
+HK$19,738/mo
Deposit HK$7.78M · loan HK$70.02M · min. income ≈ HK$748,904/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$3,306,600 · Scale 2, in force from 26 Feb 2026)