LTV · monthly repayment
▼ 0.50% · 3.625%
HK$177,419
−HK$11,126/mo
▼ 0.25% · 3.875%
HK$182,938
−HK$5,607/mo
Today · 4.125%
HK$188,545
baseline
▲ 0.50% · 4.625%
HK$200,017
+HK$11,472/mo
Deposit HK$38.90M · loan HK$38.90M · min. income ≈ HK$377,090/mo (50% DSR)
Upfront cash ≈ HK$42.21M (deposit + AVD stamp duty HK$3,306,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,377
−HK$10,664/mo
▼ 0.25% · 3.875%
HK$202,670
−HK$5,371/mo
Today · 4.125%
HK$208,041
baseline
▲ 0.50% · 4.625%
HK$219,007
+HK$10,966/mo
Deposit HK$38.90M · loan HK$38.90M · min. income ≈ HK$416,082/mo (50% DSR)
Upfront cash ≈ HK$42.21M (deposit + AVD stamp duty HK$3,306,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,903
−HK$13,351/mo
▼ 0.25% · 3.875%
HK$219,525
−HK$6,729/mo
Today · 4.125%
HK$226,254
baseline
▲ 0.50% · 4.625%
HK$240,021
+HK$13,767/mo
Deposit HK$31.12M · loan HK$46.68M · min. income ≈ HK$452,508/mo (50% DSR)
Upfront cash ≈ HK$34.43M (deposit + AVD stamp duty HK$3,306,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,852
−HK$12,797/mo
▼ 0.25% · 3.875%
HK$243,205
−HK$6,444/mo
Today · 4.125%
HK$249,649
baseline
▲ 0.50% · 4.625%
HK$262,808
+HK$13,159/mo
Deposit HK$31.12M · loan HK$46.68M · min. income ≈ HK$499,298/mo (50% DSR)
Upfront cash ≈ HK$34.43M (deposit + AVD stamp duty HK$3,306,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,387
−HK$15,576/mo
▼ 0.25% · 3.875%
HK$256,113
−HK$7,850/mo
Today · 4.125%
HK$263,963
baseline
▲ 0.50% · 4.625%
HK$280,024
+HK$16,061/mo
Deposit HK$23.34M · loan HK$54.46M · min. income ≈ HK$527,926/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$3,306,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,328
−HK$14,929/mo
▼ 0.25% · 3.875%
HK$283,739
−HK$7,518/mo
Today · 4.125%
HK$291,257
baseline
▲ 0.50% · 4.625%
HK$306,609
+HK$15,352/mo
Deposit HK$23.34M · loan HK$54.46M · min. income ≈ HK$582,514/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$3,306,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,354
−HK$20,027/mo
▼ 0.25% · 3.875%
HK$329,288
−HK$10,093/mo
Today · 4.125%
HK$339,381
baseline
▲ 0.50% · 4.625%
HK$360,031
+HK$20,650/mo
Deposit HK$7.78M · loan HK$70.03M · min. income ≈ HK$678,762/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$3,306,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,278
−HK$19,195/mo
▼ 0.25% · 3.875%
HK$364,807
−HK$9,666/mo
Today · 4.125%
HK$374,473
baseline
▲ 0.50% · 4.625%
HK$394,212
+HK$19,739/mo
Deposit HK$7.78M · loan HK$70.03M · min. income ≈ HK$748,946/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$3,306,782 · Scale 2, in force from 26 Feb 2026)