LTV · monthly repayment
▼ 0.50% · 3.625%
HK$177,432
−HK$11,127/mo
▼ 0.25% · 3.875%
HK$182,951
−HK$5,608/mo
Today · 4.125%
HK$188,559
baseline
▲ 0.50% · 4.625%
HK$200,032
+HK$11,473/mo
Deposit HK$38.91M · loan HK$38.91M · min. income ≈ HK$377,118/mo (50% DSR)
Upfront cash ≈ HK$42.21M (deposit + AVD stamp duty HK$3,307,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,391
−HK$10,665/mo
▼ 0.25% · 3.875%
HK$202,685
−HK$5,371/mo
Today · 4.125%
HK$208,056
baseline
▲ 0.50% · 4.625%
HK$219,023
+HK$10,967/mo
Deposit HK$38.91M · loan HK$38.91M · min. income ≈ HK$416,112/mo (50% DSR)
Upfront cash ≈ HK$42.21M (deposit + AVD stamp duty HK$3,307,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,919
−HK$13,351/mo
▼ 0.25% · 3.875%
HK$219,542
−HK$6,728/mo
Today · 4.125%
HK$226,270
baseline
▲ 0.50% · 4.625%
HK$240,038
+HK$13,768/mo
Deposit HK$31.12M · loan HK$46.69M · min. income ≈ HK$452,540/mo (50% DSR)
Upfront cash ≈ HK$34.43M (deposit + AVD stamp duty HK$3,307,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,870
−HK$12,797/mo
▼ 0.25% · 3.875%
HK$243,222
−HK$6,445/mo
Today · 4.125%
HK$249,667
baseline
▲ 0.50% · 4.625%
HK$262,827
+HK$13,160/mo
Deposit HK$31.12M · loan HK$46.69M · min. income ≈ HK$499,334/mo (50% DSR)
Upfront cash ≈ HK$34.43M (deposit + AVD stamp duty HK$3,307,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,405
−HK$15,577/mo
▼ 0.25% · 3.875%
HK$256,132
−HK$7,850/mo
Today · 4.125%
HK$263,982
baseline
▲ 0.50% · 4.625%
HK$280,045
+HK$16,063/mo
Deposit HK$23.34M · loan HK$54.47M · min. income ≈ HK$527,964/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$3,307,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,348
−HK$14,930/mo
▼ 0.25% · 3.875%
HK$283,760
−HK$7,518/mo
Today · 4.125%
HK$291,278
baseline
▲ 0.50% · 4.625%
HK$306,632
+HK$15,354/mo
Deposit HK$23.34M · loan HK$54.47M · min. income ≈ HK$582,556/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$3,307,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,378
−HK$20,028/mo
▼ 0.25% · 3.875%
HK$329,312
−HK$10,094/mo
Today · 4.125%
HK$339,406
baseline
▲ 0.50% · 4.625%
HK$360,058
+HK$20,652/mo
Deposit HK$7.78M · loan HK$70.03M · min. income ≈ HK$678,812/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$3,307,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,305
−HK$19,196/mo
▼ 0.25% · 3.875%
HK$364,834
−HK$9,667/mo
Today · 4.125%
HK$374,501
baseline
▲ 0.50% · 4.625%
HK$394,241
+HK$19,740/mo
Deposit HK$7.78M · loan HK$70.03M · min. income ≈ HK$749,002/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$3,307,026 · Scale 2, in force from 26 Feb 2026)