LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,746
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,298
−HK$560/mo
Today · 4.125%
HK$18,858
baseline
▲ 0.50% · 4.625%
HK$20,006
+HK$1,148/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,716/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,742
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,271
−HK$537/mo
Today · 4.125%
HK$20,808
baseline
▲ 0.50% · 4.625%
HK$21,905
+HK$1,097/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,616/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,295
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,957
−HK$673/mo
Today · 4.125%
HK$22,630
baseline
▲ 0.50% · 4.625%
HK$24,007
+HK$1,377/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,260/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,690
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,326
−HK$644/mo
Today · 4.125%
HK$24,970
baseline
▲ 0.50% · 4.625%
HK$26,286
+HK$1,316/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,940/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,844
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,617
−HK$785/mo
Today · 4.125%
HK$26,402
baseline
▲ 0.50% · 4.625%
HK$28,008
+HK$1,606/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$52,804/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,639
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,380
−HK$752/mo
Today · 4.125%
HK$29,132
baseline
▲ 0.50% · 4.625%
HK$30,667
+HK$1,535/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$58,264/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,942
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,936
−HK$1,009/mo
Today · 4.125%
HK$33,945
baseline
▲ 0.50% · 4.625%
HK$36,011
+HK$2,066/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,890/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,535
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,488
−HK$967/mo
Today · 4.125%
HK$37,455
baseline
▲ 0.50% · 4.625%
HK$39,430
+HK$1,975/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,910/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,470 · Scale 2, in force from 26 Feb 2026)