LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,748
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,300
−HK$561/mo
Today · 4.125%
HK$18,861
baseline
▲ 0.50% · 4.625%
HK$20,009
+HK$1,148/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,722/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,745
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,274
−HK$538/mo
Today · 4.125%
HK$20,812
baseline
▲ 0.50% · 4.625%
HK$21,909
+HK$1,097/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,624/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,298
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,960
−HK$674/mo
Today · 4.125%
HK$22,634
baseline
▲ 0.50% · 4.625%
HK$24,011
+HK$1,377/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,268/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,694
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,329
−HK$645/mo
Today · 4.125%
HK$24,974
baseline
▲ 0.50% · 4.625%
HK$26,290
+HK$1,316/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,948/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,848
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,621
−HK$785/mo
Today · 4.125%
HK$26,406
baseline
▲ 0.50% · 4.625%
HK$28,013
+HK$1,607/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,812/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,643
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,384
−HK$752/mo
Today · 4.125%
HK$29,136
baseline
▲ 0.50% · 4.625%
HK$30,672
+HK$1,536/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,272/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,947
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,941
−HK$1,009/mo
Today · 4.125%
HK$33,950
baseline
▲ 0.50% · 4.625%
HK$36,016
+HK$2,066/mo
Deposit HK$778K · loan HK$7.01M · min. income ≈ HK$67,900/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,541
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,494
−HK$967/mo
Today · 4.125%
HK$37,461
baseline
▲ 0.50% · 4.625%
HK$39,435
+HK$1,974/mo
Deposit HK$778K · loan HK$7.01M · min. income ≈ HK$74,922/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,505 · Scale 2, in force from 26 Feb 2026)