LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,752
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,304
−HK$561/mo
Today · 4.125%
HK$18,865
baseline
▲ 0.50% · 4.625%
HK$20,013
+HK$1,148/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,730/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,749
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,279
−HK$537/mo
Today · 4.125%
HK$20,816
baseline
▲ 0.50% · 4.625%
HK$21,913
+HK$1,097/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,632/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,303
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,965
−HK$674/mo
Today · 4.125%
HK$22,639
baseline
▲ 0.50% · 4.625%
HK$24,016
+HK$1,377/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,278/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,699
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,335
−HK$644/mo
Today · 4.125%
HK$24,979
baseline
▲ 0.50% · 4.625%
HK$26,296
+HK$1,317/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,958/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,853
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,626
−HK$786/mo
Today · 4.125%
HK$26,412
baseline
▲ 0.50% · 4.625%
HK$28,019
+HK$1,607/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,824/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,649
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,390
−HK$753/mo
Today · 4.125%
HK$29,143
baseline
▲ 0.50% · 4.625%
HK$30,679
+HK$1,536/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,286/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,954
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,948
−HK$1,010/mo
Today · 4.125%
HK$33,958
baseline
▲ 0.50% · 4.625%
HK$36,024
+HK$2,066/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,916/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,548
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,502
−HK$967/mo
Today · 4.125%
HK$37,469
baseline
▲ 0.50% · 4.625%
HK$39,444
+HK$1,975/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$74,938/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,556 · Scale 2, in force from 26 Feb 2026)