LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,755
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,307
−HK$561/mo
Today · 4.125%
HK$18,868
baseline
▲ 0.50% · 4.625%
HK$20,016
+HK$1,148/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,736/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,752
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,282
−HK$537/mo
Today · 4.125%
HK$20,819
baseline
▲ 0.50% · 4.625%
HK$21,916
+HK$1,097/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,638/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,306
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,968
−HK$674/mo
Today · 4.125%
HK$22,642
baseline
▲ 0.50% · 4.625%
HK$24,019
+HK$1,377/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,284/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,702
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,338
−HK$645/mo
Today · 4.125%
HK$24,983
baseline
▲ 0.50% · 4.625%
HK$26,300
+HK$1,317/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,966/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,857
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,630
−HK$785/mo
Today · 4.125%
HK$26,415
baseline
▲ 0.50% · 4.625%
HK$28,023
+HK$1,608/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,830/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,653
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,394
−HK$753/mo
Today · 4.125%
HK$29,147
baseline
▲ 0.50% · 4.625%
HK$30,683
+HK$1,536/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,294/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,958
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,953
−HK$1,009/mo
Today · 4.125%
HK$33,962
baseline
▲ 0.50% · 4.625%
HK$36,029
+HK$2,067/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,924/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,553
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,507
−HK$967/mo
Today · 4.125%
HK$37,474
baseline
▲ 0.50% · 4.625%
HK$39,450
+HK$1,976/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$74,948/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,588 · Scale 2, in force from 26 Feb 2026)