LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,757
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,309
−HK$561/mo
Today · 4.125%
HK$18,870
baseline
▲ 0.50% · 4.625%
HK$20,019
+HK$1,149/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,740/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,754
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,284
−HK$538/mo
Today · 4.125%
HK$20,822
baseline
▲ 0.50% · 4.625%
HK$21,919
+HK$1,097/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,644/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,308
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,971
−HK$674/mo
Today · 4.125%
HK$22,645
baseline
▲ 0.50% · 4.625%
HK$24,022
+HK$1,377/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,290/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,705
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,341
−HK$645/mo
Today · 4.125%
HK$24,986
baseline
▲ 0.50% · 4.625%
HK$26,303
+HK$1,317/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,972/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,860
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,633
−HK$786/mo
Today · 4.125%
HK$26,419
baseline
▲ 0.50% · 4.625%
HK$28,026
+HK$1,607/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,838/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,656
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,398
−HK$752/mo
Today · 4.125%
HK$29,150
baseline
▲ 0.50% · 4.625%
HK$30,687
+HK$1,537/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,300/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,962
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,957
−HK$1,010/mo
Today · 4.125%
HK$33,967
baseline
▲ 0.50% · 4.625%
HK$36,034
+HK$2,067/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,934/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,558
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,512
−HK$967/mo
Today · 4.125%
HK$37,479
baseline
▲ 0.50% · 4.625%
HK$39,455
+HK$1,976/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$74,958/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,618 · Scale 2, in force from 26 Feb 2026)