LTV · monthly repayment
▼ 0.50% · 3.625%
HK$177,604
−HK$11,138/mo
▼ 0.25% · 3.875%
HK$183,129
−HK$5,613/mo
Today · 4.125%
HK$188,742
baseline
▲ 0.50% · 4.625%
HK$200,226
+HK$11,484/mo
Deposit HK$38.94M · loan HK$38.94M · min. income ≈ HK$377,484/mo (50% DSR)
Upfront cash ≈ HK$42.25M (deposit + AVD stamp duty HK$3,310,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,583
−HK$10,675/mo
▼ 0.25% · 3.875%
HK$202,882
−HK$5,376/mo
Today · 4.125%
HK$208,258
baseline
▲ 0.50% · 4.625%
HK$219,235
+HK$10,977/mo
Deposit HK$38.94M · loan HK$38.94M · min. income ≈ HK$416,516/mo (50% DSR)
Upfront cash ≈ HK$42.25M (deposit + AVD stamp duty HK$3,310,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,125
−HK$13,365/mo
▼ 0.25% · 3.875%
HK$219,754
−HK$6,736/mo
Today · 4.125%
HK$226,490
baseline
▲ 0.50% · 4.625%
HK$240,271
+HK$13,781/mo
Deposit HK$31.16M · loan HK$46.73M · min. income ≈ HK$452,980/mo (50% DSR)
Upfront cash ≈ HK$34.47M (deposit + AVD stamp duty HK$3,310,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,099
−HK$12,810/mo
▼ 0.25% · 3.875%
HK$243,458
−HK$6,451/mo
Today · 4.125%
HK$249,909
baseline
▲ 0.50% · 4.625%
HK$263,082
+HK$13,173/mo
Deposit HK$31.16M · loan HK$46.73M · min. income ≈ HK$499,818/mo (50% DSR)
Upfront cash ≈ HK$34.47M (deposit + AVD stamp duty HK$3,310,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,646
−HK$15,592/mo
▼ 0.25% · 3.875%
HK$256,380
−HK$7,858/mo
Today · 4.125%
HK$264,238
baseline
▲ 0.50% · 4.625%
HK$280,316
+HK$16,078/mo
Deposit HK$23.37M · loan HK$54.52M · min. income ≈ HK$528,476/mo (50% DSR)
Upfront cash ≈ HK$26.68M (deposit + AVD stamp duty HK$3,310,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,616
−HK$14,945/mo
▼ 0.25% · 3.875%
HK$284,035
−HK$7,526/mo
Today · 4.125%
HK$291,561
baseline
▲ 0.50% · 4.625%
HK$306,929
+HK$15,368/mo
Deposit HK$23.37M · loan HK$54.52M · min. income ≈ HK$583,122/mo (50% DSR)
Upfront cash ≈ HK$26.68M (deposit + AVD stamp duty HK$3,310,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,688
−HK$20,047/mo
▼ 0.25% · 3.875%
HK$329,632
−HK$10,103/mo
Today · 4.125%
HK$339,735
baseline
▲ 0.50% · 4.625%
HK$360,407
+HK$20,672/mo
Deposit HK$7.79M · loan HK$70.10M · min. income ≈ HK$679,470/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$3,310,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,649
−HK$19,215/mo
▼ 0.25% · 3.875%
HK$365,187
−HK$9,677/mo
Today · 4.125%
HK$374,864
baseline
▲ 0.50% · 4.625%
HK$394,623
+HK$19,759/mo
Deposit HK$7.79M · loan HK$70.10M · min. income ≈ HK$749,728/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$3,310,232 · Scale 2, in force from 26 Feb 2026)