LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,764
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,317
−HK$561/mo
Today · 4.125%
HK$18,878
baseline
▲ 0.50% · 4.625%
HK$20,027
+HK$1,149/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,756/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,763
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,293
−HK$537/mo
Today · 4.125%
HK$20,830
baseline
▲ 0.50% · 4.625%
HK$21,928
+HK$1,098/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,660/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,317
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,980
−HK$674/mo
Today · 4.125%
HK$22,654
baseline
▲ 0.50% · 4.625%
HK$24,032
+HK$1,378/mo
Deposit HK$3.12M · loan HK$4.67M · min. income ≈ HK$45,308/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,715
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,351
−HK$645/mo
Today · 4.125%
HK$24,996
baseline
▲ 0.50% · 4.625%
HK$26,314
+HK$1,318/mo
Deposit HK$3.12M · loan HK$4.67M · min. income ≈ HK$49,992/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,870
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,644
−HK$786/mo
Today · 4.125%
HK$26,430
baseline
▲ 0.50% · 4.625%
HK$28,038
+HK$1,608/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,860/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,668
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,410
−HK$752/mo
Today · 4.125%
HK$29,162
baseline
▲ 0.50% · 4.625%
HK$30,700
+HK$1,538/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,324/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,976
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,970
−HK$1,011/mo
Today · 4.125%
HK$33,981
baseline
▲ 0.50% · 4.625%
HK$36,049
+HK$2,068/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,962/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,573
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,527
−HK$968/mo
Today · 4.125%
HK$37,495
baseline
▲ 0.50% · 4.625%
HK$39,471
+HK$1,976/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$74,990/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,715 · Scale 2, in force from 26 Feb 2026)