LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,768
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,321
−HK$562/mo
Today · 4.125%
HK$18,883
baseline
▲ 0.50% · 4.625%
HK$20,032
+HK$1,149/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,766/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,767
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,297
−HK$538/mo
Today · 4.125%
HK$20,835
baseline
▲ 0.50% · 4.625%
HK$21,933
+HK$1,098/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,670/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,322
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,985
−HK$674/mo
Today · 4.125%
HK$22,659
baseline
▲ 0.50% · 4.625%
HK$24,038
+HK$1,379/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,318/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,721
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,357
−HK$645/mo
Today · 4.125%
HK$25,002
baseline
▲ 0.50% · 4.625%
HK$26,320
+HK$1,318/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,004/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,876
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,649
−HK$787/mo
Today · 4.125%
HK$26,436
baseline
▲ 0.50% · 4.625%
HK$28,044
+HK$1,608/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,872/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,674
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,416
−HK$753/mo
Today · 4.125%
HK$29,169
baseline
▲ 0.50% · 4.625%
HK$30,707
+HK$1,538/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,338/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,983
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,978
−HK$1,011/mo
Today · 4.125%
HK$33,989
baseline
▲ 0.50% · 4.625%
HK$36,057
+HK$2,068/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,978/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,581
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,535
−HK$968/mo
Today · 4.125%
HK$37,503
baseline
▲ 0.50% · 4.625%
HK$39,480
+HK$1,977/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$75,006/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,768 · Scale 2, in force from 26 Feb 2026)