LTV · monthly repayment
▼ 0.50% · 3.625%
HK$177,757
−HK$11,147/mo
▼ 0.25% · 3.875%
HK$183,287
−HK$5,617/mo
Today · 4.125%
HK$188,904
baseline
▲ 0.50% · 4.625%
HK$200,399
+HK$11,495/mo
Deposit HK$38.98M · loan HK$38.98M · min. income ≈ HK$377,808/mo (50% DSR)
Upfront cash ≈ HK$42.29M (deposit + AVD stamp duty HK$3,313,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,753
−HK$10,684/mo
▼ 0.25% · 3.875%
HK$203,057
−HK$5,380/mo
Today · 4.125%
HK$208,437
baseline
▲ 0.50% · 4.625%
HK$219,424
+HK$10,987/mo
Deposit HK$38.98M · loan HK$38.98M · min. income ≈ HK$416,874/mo (50% DSR)
Upfront cash ≈ HK$42.29M (deposit + AVD stamp duty HK$3,313,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,309
−HK$13,376/mo
▼ 0.25% · 3.875%
HK$219,944
−HK$6,741/mo
Today · 4.125%
HK$226,685
baseline
▲ 0.50% · 4.625%
HK$240,478
+HK$13,793/mo
Deposit HK$31.18M · loan HK$46.77M · min. income ≈ HK$453,370/mo (50% DSR)
Upfront cash ≈ HK$34.50M (deposit + AVD stamp duty HK$3,313,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,304
−HK$12,821/mo
▼ 0.25% · 3.875%
HK$243,668
−HK$6,457/mo
Today · 4.125%
HK$250,125
baseline
▲ 0.50% · 4.625%
HK$263,309
+HK$13,184/mo
Deposit HK$31.18M · loan HK$46.77M · min. income ≈ HK$500,250/mo (50% DSR)
Upfront cash ≈ HK$34.50M (deposit + AVD stamp duty HK$3,313,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,860
−HK$15,606/mo
▼ 0.25% · 3.875%
HK$256,601
−HK$7,865/mo
Today · 4.125%
HK$264,466
baseline
▲ 0.50% · 4.625%
HK$280,558
+HK$16,092/mo
Deposit HK$23.39M · loan HK$54.57M · min. income ≈ HK$528,932/mo (50% DSR)
Upfront cash ≈ HK$26.70M (deposit + AVD stamp duty HK$3,313,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,855
−HK$14,957/mo
▼ 0.25% · 3.875%
HK$284,280
−HK$7,532/mo
Today · 4.125%
HK$291,812
baseline
▲ 0.50% · 4.625%
HK$307,194
+HK$15,382/mo
Deposit HK$23.39M · loan HK$54.57M · min. income ≈ HK$583,624/mo (50% DSR)
Upfront cash ≈ HK$26.70M (deposit + AVD stamp duty HK$3,313,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,963
−HK$20,065/mo
▼ 0.25% · 3.875%
HK$329,916
−HK$10,112/mo
Today · 4.125%
HK$340,028
baseline
▲ 0.50% · 4.625%
HK$360,718
+HK$20,690/mo
Deposit HK$7.80M · loan HK$70.16M · min. income ≈ HK$680,056/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$3,313,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,956
−HK$19,231/mo
▼ 0.25% · 3.875%
HK$365,502
−HK$9,685/mo
Today · 4.125%
HK$375,187
baseline
▲ 0.50% · 4.625%
HK$394,964
+HK$19,777/mo
Deposit HK$7.80M · loan HK$70.16M · min. income ≈ HK$750,374/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$3,313,087 · Scale 2, in force from 26 Feb 2026)