LTV · monthly repayment
▼ 0.50% · 3.625%
HK$177,833
−HK$11,151/mo
▼ 0.25% · 3.875%
HK$183,364
−HK$5,620/mo
Today · 4.125%
HK$188,984
baseline
▲ 0.50% · 4.625%
HK$200,484
+HK$11,500/mo
Deposit HK$38.99M · loan HK$38.99M · min. income ≈ HK$377,968/mo (50% DSR)
Upfront cash ≈ HK$42.31M (deposit + AVD stamp duty HK$3,314,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,837
−HK$10,689/mo
▼ 0.25% · 3.875%
HK$203,143
−HK$5,383/mo
Today · 4.125%
HK$208,526
baseline
▲ 0.50% · 4.625%
HK$219,517
+HK$10,991/mo
Deposit HK$38.99M · loan HK$38.99M · min. income ≈ HK$417,052/mo (50% DSR)
Upfront cash ≈ HK$42.31M (deposit + AVD stamp duty HK$3,314,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,399
−HK$13,382/mo
▼ 0.25% · 3.875%
HK$220,037
−HK$6,744/mo
Today · 4.125%
HK$226,781
baseline
▲ 0.50% · 4.625%
HK$240,580
+HK$13,799/mo
Deposit HK$31.20M · loan HK$46.79M · min. income ≈ HK$453,562/mo (50% DSR)
Upfront cash ≈ HK$34.51M (deposit + AVD stamp duty HK$3,314,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,404
−HK$12,827/mo
▼ 0.25% · 3.875%
HK$243,771
−HK$6,460/mo
Today · 4.125%
HK$250,231
baseline
▲ 0.50% · 4.625%
HK$263,421
+HK$13,190/mo
Deposit HK$31.20M · loan HK$46.79M · min. income ≈ HK$500,462/mo (50% DSR)
Upfront cash ≈ HK$34.51M (deposit + AVD stamp duty HK$3,314,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,966
−HK$15,612/mo
▼ 0.25% · 3.875%
HK$256,710
−HK$7,868/mo
Today · 4.125%
HK$264,578
baseline
▲ 0.50% · 4.625%
HK$280,677
+HK$16,099/mo
Deposit HK$23.40M · loan HK$54.59M · min. income ≈ HK$529,156/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$3,314,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,972
−HK$14,964/mo
▼ 0.25% · 3.875%
HK$284,400
−HK$7,536/mo
Today · 4.125%
HK$291,936
baseline
▲ 0.50% · 4.625%
HK$307,324
+HK$15,388/mo
Deposit HK$23.40M · loan HK$54.59M · min. income ≈ HK$583,872/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$3,314,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,099
−HK$20,073/mo
▼ 0.25% · 3.875%
HK$330,056
−HK$10,116/mo
Today · 4.125%
HK$340,172
baseline
▲ 0.50% · 4.625%
HK$360,870
+HK$20,698/mo
Deposit HK$7.80M · loan HK$70.19M · min. income ≈ HK$680,344/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$3,314,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,107
−HK$19,239/mo
▼ 0.25% · 3.875%
HK$365,657
−HK$9,689/mo
Today · 4.125%
HK$375,346
baseline
▲ 0.50% · 4.625%
HK$395,131
+HK$19,785/mo
Deposit HK$7.80M · loan HK$70.19M · min. income ≈ HK$750,692/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$3,314,490 · Scale 2, in force from 26 Feb 2026)