LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,796
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,349
−HK$562/mo
Today · 4.125%
HK$18,911
baseline
▲ 0.50% · 4.625%
HK$20,062
+HK$1,151/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,822/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,797
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,328
−HK$539/mo
Today · 4.125%
HK$20,867
baseline
▲ 0.50% · 4.625%
HK$21,967
+HK$1,100/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,734/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,355
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,019
−HK$675/mo
Today · 4.125%
HK$22,694
baseline
▲ 0.50% · 4.625%
HK$24,075
+HK$1,381/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,388/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,757
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,394
−HK$646/mo
Today · 4.125%
HK$25,040
baseline
▲ 0.50% · 4.625%
HK$26,360
+HK$1,320/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,080/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,914
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,689
−HK$787/mo
Today · 4.125%
HK$26,476
baseline
▲ 0.50% · 4.625%
HK$28,087
+HK$1,611/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,952/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,716
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,460
−HK$754/mo
Today · 4.125%
HK$29,214
baseline
▲ 0.50% · 4.625%
HK$30,754
+HK$1,540/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,428/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,032
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,028
−HK$1,013/mo
Today · 4.125%
HK$34,041
baseline
▲ 0.50% · 4.625%
HK$36,112
+HK$2,071/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$68,082/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,635
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,591
−HK$970/mo
Today · 4.125%
HK$37,561
baseline
▲ 0.50% · 4.625%
HK$39,540
+HK$1,979/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$75,122/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,126 · Scale 2, in force from 26 Feb 2026)