LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,003
−HK$11,163/mo
▼ 0.25% · 3.875%
HK$183,540
−HK$5,626/mo
Today · 4.125%
HK$189,166
baseline
▲ 0.50% · 4.625%
HK$200,676
+HK$11,510/mo
Deposit HK$39.03M · loan HK$39.03M · min. income ≈ HK$378,332/mo (50% DSR)
Upfront cash ≈ HK$42.35M (deposit + AVD stamp duty HK$3,317,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,027
−HK$10,699/mo
▼ 0.25% · 3.875%
HK$203,338
−HK$5,388/mo
Today · 4.125%
HK$208,726
baseline
▲ 0.50% · 4.625%
HK$219,728
+HK$11,002/mo
Deposit HK$39.03M · loan HK$39.03M · min. income ≈ HK$417,452/mo (50% DSR)
Upfront cash ≈ HK$42.35M (deposit + AVD stamp duty HK$3,317,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,604
−HK$13,395/mo
▼ 0.25% · 3.875%
HK$220,248
−HK$6,751/mo
Today · 4.125%
HK$226,999
baseline
▲ 0.50% · 4.625%
HK$240,811
+HK$13,812/mo
Deposit HK$31.23M · loan HK$46.84M · min. income ≈ HK$453,998/mo (50% DSR)
Upfront cash ≈ HK$34.54M (deposit + AVD stamp duty HK$3,317,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,632
−HK$12,839/mo
▼ 0.25% · 3.875%
HK$244,005
−HK$6,466/mo
Today · 4.125%
HK$250,471
baseline
▲ 0.50% · 4.625%
HK$263,674
+HK$13,203/mo
Deposit HK$31.23M · loan HK$46.84M · min. income ≈ HK$500,942/mo (50% DSR)
Upfront cash ≈ HK$34.54M (deposit + AVD stamp duty HK$3,317,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,205
−HK$15,627/mo
▼ 0.25% · 3.875%
HK$256,956
−HK$7,876/mo
Today · 4.125%
HK$264,832
baseline
▲ 0.50% · 4.625%
HK$280,946
+HK$16,114/mo
Deposit HK$23.42M · loan HK$54.64M · min. income ≈ HK$529,664/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$3,317,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,238
−HK$14,978/mo
▼ 0.25% · 3.875%
HK$284,673
−HK$7,543/mo
Today · 4.125%
HK$292,216
baseline
▲ 0.50% · 4.625%
HK$307,619
+HK$15,403/mo
Deposit HK$23.42M · loan HK$54.64M · min. income ≈ HK$584,432/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$3,317,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,406
−HK$20,092/mo
▼ 0.25% · 3.875%
HK$330,372
−HK$10,126/mo
Today · 4.125%
HK$340,498
baseline
▲ 0.50% · 4.625%
HK$361,217
+HK$20,719/mo
Deposit HK$7.81M · loan HK$70.26M · min. income ≈ HK$680,996/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$3,317,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,448
−HK$19,258/mo
▼ 0.25% · 3.875%
HK$366,008
−HK$9,698/mo
Today · 4.125%
HK$375,706
baseline
▲ 0.50% · 4.625%
HK$395,510
+HK$19,804/mo
Deposit HK$7.81M · loan HK$70.26M · min. income ≈ HK$751,412/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$3,317,672 · Scale 2, in force from 26 Feb 2026)