LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,804
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,358
−HK$562/mo
Today · 4.125%
HK$18,920
baseline
▲ 0.50% · 4.625%
HK$20,072
+HK$1,152/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,840/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,807
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,338
−HK$539/mo
Today · 4.125%
HK$20,877
baseline
▲ 0.50% · 4.625%
HK$21,977
+HK$1,100/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,754/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,365
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,029
−HK$676/mo
Today · 4.125%
HK$22,705
baseline
▲ 0.50% · 4.625%
HK$24,086
+HK$1,381/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,410/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,768
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,406
−HK$646/mo
Today · 4.125%
HK$25,052
baseline
▲ 0.50% · 4.625%
HK$26,373
+HK$1,321/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,104/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,926
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,701
−HK$788/mo
Today · 4.125%
HK$26,489
baseline
▲ 0.50% · 4.625%
HK$28,100
+HK$1,611/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$52,978/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,729
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,473
−HK$755/mo
Today · 4.125%
HK$29,228
baseline
▲ 0.50% · 4.625%
HK$30,768
+HK$1,540/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$58,456/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,047
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,044
−HK$1,013/mo
Today · 4.125%
HK$34,057
baseline
▲ 0.50% · 4.625%
HK$36,129
+HK$2,072/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$68,114/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,652
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,608
−HK$970/mo
Today · 4.125%
HK$37,578
baseline
▲ 0.50% · 4.625%
HK$39,559
+HK$1,981/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$75,156/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,237 · Scale 2, in force from 26 Feb 2026)