LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,815
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,370
−HK$563/mo
Today · 4.125%
HK$18,933
baseline
▲ 0.50% · 4.625%
HK$20,085
+HK$1,152/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,866/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,819
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,351
−HK$539/mo
Today · 4.125%
HK$20,890
baseline
▲ 0.50% · 4.625%
HK$21,991
+HK$1,101/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,780/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,378
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,043
−HK$676/mo
Today · 4.125%
HK$22,719
baseline
▲ 0.50% · 4.625%
HK$24,101
+HK$1,382/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,438/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,783
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,421
−HK$647/mo
Today · 4.125%
HK$25,068
baseline
▲ 0.50% · 4.625%
HK$26,390
+HK$1,322/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,136/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,941
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,717
−HK$789/mo
Today · 4.125%
HK$26,506
baseline
▲ 0.50% · 4.625%
HK$28,118
+HK$1,612/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$53,012/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,747
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,491
−HK$755/mo
Today · 4.125%
HK$29,246
baseline
▲ 0.50% · 4.625%
HK$30,788
+HK$1,542/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$58,492/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,068
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,065
−HK$1,014/mo
Today · 4.125%
HK$34,079
baseline
▲ 0.50% · 4.625%
HK$36,152
+HK$2,073/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$68,158/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,675
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,632
−HK$970/mo
Today · 4.125%
HK$37,602
baseline
▲ 0.50% · 4.625%
HK$39,584
+HK$1,982/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$75,204/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,387 · Scale 2, in force from 26 Feb 2026)