LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,160
−HK$11,172/mo
▼ 0.25% · 3.875%
HK$183,702
−HK$5,630/mo
Today · 4.125%
HK$189,332
baseline
▲ 0.50% · 4.625%
HK$200,853
+HK$11,521/mo
Deposit HK$39.07M · loan HK$39.07M · min. income ≈ HK$378,664/mo (50% DSR)
Upfront cash ≈ HK$42.39M (deposit + AVD stamp duty HK$3,320,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,201
−HK$10,709/mo
▼ 0.25% · 3.875%
HK$203,517
−HK$5,393/mo
Today · 4.125%
HK$208,910
baseline
▲ 0.50% · 4.625%
HK$219,922
+HK$11,012/mo
Deposit HK$39.07M · loan HK$39.07M · min. income ≈ HK$417,820/mo (50% DSR)
Upfront cash ≈ HK$42.39M (deposit + AVD stamp duty HK$3,320,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,792
−HK$13,407/mo
▼ 0.25% · 3.875%
HK$220,442
−HK$6,757/mo
Today · 4.125%
HK$227,199
baseline
▲ 0.50% · 4.625%
HK$241,023
+HK$13,824/mo
Deposit HK$31.25M · loan HK$46.88M · min. income ≈ HK$454,398/mo (50% DSR)
Upfront cash ≈ HK$34.57M (deposit + AVD stamp duty HK$3,320,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,842
−HK$12,850/mo
▼ 0.25% · 3.875%
HK$244,221
−HK$6,471/mo
Today · 4.125%
HK$250,692
baseline
▲ 0.50% · 4.625%
HK$263,906
+HK$13,214/mo
Deposit HK$31.25M · loan HK$46.88M · min. income ≈ HK$501,384/mo (50% DSR)
Upfront cash ≈ HK$34.57M (deposit + AVD stamp duty HK$3,320,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,424
−HK$15,641/mo
▼ 0.25% · 3.875%
HK$257,183
−HK$7,882/mo
Today · 4.125%
HK$265,065
baseline
▲ 0.50% · 4.625%
HK$281,194
+HK$16,129/mo
Deposit HK$23.44M · loan HK$54.69M · min. income ≈ HK$530,130/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$3,320,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,482
−HK$14,992/mo
▼ 0.25% · 3.875%
HK$284,924
−HK$7,550/mo
Today · 4.125%
HK$292,474
baseline
▲ 0.50% · 4.625%
HK$307,890
+HK$15,416/mo
Deposit HK$23.44M · loan HK$54.69M · min. income ≈ HK$584,948/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$3,320,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,688
−HK$20,110/mo
▼ 0.25% · 3.875%
HK$330,664
−HK$10,134/mo
Today · 4.125%
HK$340,798
baseline
▲ 0.50% · 4.625%
HK$361,535
+HK$20,737/mo
Deposit HK$7.81M · loan HK$70.32M · min. income ≈ HK$681,596/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$3,320,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,763
−HK$19,274/mo
▼ 0.25% · 3.875%
HK$366,331
−HK$9,706/mo
Today · 4.125%
HK$376,037
baseline
▲ 0.50% · 4.625%
HK$395,859
+HK$19,822/mo
Deposit HK$7.81M · loan HK$70.32M · min. income ≈ HK$752,074/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$3,320,596 · Scale 2, in force from 26 Feb 2026)