LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,820
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,374
−HK$563/mo
Today · 4.125%
HK$18,937
baseline
▲ 0.50% · 4.625%
HK$20,090
+HK$1,153/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,874/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,825
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,356
−HK$540/mo
Today · 4.125%
HK$20,896
baseline
▲ 0.50% · 4.625%
HK$21,997
+HK$1,101/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,792/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,384
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,049
−HK$676/mo
Today · 4.125%
HK$22,725
baseline
▲ 0.50% · 4.625%
HK$24,108
+HK$1,383/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,450/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,789
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,427
−HK$648/mo
Today · 4.125%
HK$25,075
baseline
▲ 0.50% · 4.625%
HK$26,396
+HK$1,321/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,150/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,948
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,724
−HK$788/mo
Today · 4.125%
HK$26,512
baseline
▲ 0.50% · 4.625%
HK$28,126
+HK$1,614/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$53,024/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,754
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,499
−HK$755/mo
Today · 4.125%
HK$29,254
baseline
▲ 0.50% · 4.625%
HK$30,796
+HK$1,542/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$58,508/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,076
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,074
−HK$1,013/mo
Today · 4.125%
HK$34,087
baseline
▲ 0.50% · 4.625%
HK$36,162
+HK$2,075/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$68,174/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,684
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,641
−HK$971/mo
Today · 4.125%
HK$37,612
baseline
▲ 0.50% · 4.625%
HK$39,595
+HK$1,983/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$75,224/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,448 · Scale 2, in force from 26 Feb 2026)