LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,823
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,377
−HK$563/mo
Today · 4.125%
HK$18,940
baseline
▲ 0.50% · 4.625%
HK$20,093
+HK$1,153/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,880/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,827
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,359
−HK$540/mo
Today · 4.125%
HK$20,899
baseline
▲ 0.50% · 4.625%
HK$22,000
+HK$1,101/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,798/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,387
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,052
−HK$676/mo
Today · 4.125%
HK$22,728
baseline
▲ 0.50% · 4.625%
HK$24,111
+HK$1,383/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,456/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,793
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,431
−HK$647/mo
Today · 4.125%
HK$25,078
baseline
▲ 0.50% · 4.625%
HK$26,400
+HK$1,322/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,156/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,952
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,728
−HK$788/mo
Today · 4.125%
HK$26,516
baseline
▲ 0.50% · 4.625%
HK$28,130
+HK$1,614/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$53,032/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,758
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,503
−HK$755/mo
Today · 4.125%
HK$29,258
baseline
▲ 0.50% · 4.625%
HK$30,800
+HK$1,542/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$58,516/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,081
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,079
−HK$1,013/mo
Today · 4.125%
HK$34,092
baseline
▲ 0.50% · 4.625%
HK$36,167
+HK$2,075/mo
Deposit HK$782K · loan HK$7.03M · min. income ≈ HK$68,184/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,689
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,647
−HK$971/mo
Today · 4.125%
HK$37,618
baseline
▲ 0.50% · 4.625%
HK$39,600
+HK$1,982/mo
Deposit HK$782K · loan HK$7.03M · min. income ≈ HK$75,236/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,482 · Scale 2, in force from 26 Feb 2026)