LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,360
−HK$11,185/mo
▼ 0.25% · 3.875%
HK$183,909
−HK$5,636/mo
Today · 4.125%
HK$189,545
baseline
▲ 0.50% · 4.625%
HK$201,079
+HK$11,534/mo
Deposit HK$39.11M · loan HK$39.11M · min. income ≈ HK$379,090/mo (50% DSR)
Upfront cash ≈ HK$42.43M (deposit + AVD stamp duty HK$3,324,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,424
−HK$10,720/mo
▼ 0.25% · 3.875%
HK$203,746
−HK$5,398/mo
Today · 4.125%
HK$209,144
baseline
▲ 0.50% · 4.625%
HK$220,169
+HK$11,025/mo
Deposit HK$39.11M · loan HK$39.11M · min. income ≈ HK$418,288/mo (50% DSR)
Upfront cash ≈ HK$42.43M (deposit + AVD stamp duty HK$3,324,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,033
−HK$13,421/mo
▼ 0.25% · 3.875%
HK$220,690
−HK$6,764/mo
Today · 4.125%
HK$227,454
baseline
▲ 0.50% · 4.625%
HK$241,294
+HK$13,840/mo
Deposit HK$31.29M · loan HK$46.93M · min. income ≈ HK$454,908/mo (50% DSR)
Upfront cash ≈ HK$34.61M (deposit + AVD stamp duty HK$3,324,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,109
−HK$12,864/mo
▼ 0.25% · 3.875%
HK$244,495
−HK$6,478/mo
Today · 4.125%
HK$250,973
baseline
▲ 0.50% · 4.625%
HK$264,203
+HK$13,230/mo
Deposit HK$31.29M · loan HK$46.93M · min. income ≈ HK$501,946/mo (50% DSR)
Upfront cash ≈ HK$34.61M (deposit + AVD stamp duty HK$3,324,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,705
−HK$15,658/mo
▼ 0.25% · 3.875%
HK$257,472
−HK$7,891/mo
Today · 4.125%
HK$265,363
baseline
▲ 0.50% · 4.625%
HK$281,510
+HK$16,147/mo
Deposit HK$23.47M · loan HK$54.75M · min. income ≈ HK$530,726/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$3,324,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,794
−HK$15,008/mo
▼ 0.25% · 3.875%
HK$285,244
−HK$7,558/mo
Today · 4.125%
HK$292,802
baseline
▲ 0.50% · 4.625%
HK$308,236
+HK$15,434/mo
Deposit HK$23.47M · loan HK$54.75M · min. income ≈ HK$585,604/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$3,324,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,049
−HK$20,132/mo
▼ 0.25% · 3.875%
HK$331,035
−HK$10,146/mo
Today · 4.125%
HK$341,181
baseline
▲ 0.50% · 4.625%
HK$361,942
+HK$20,761/mo
Deposit HK$7.82M · loan HK$70.40M · min. income ≈ HK$682,362/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$3,324,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,164
−HK$19,296/mo
▼ 0.25% · 3.875%
HK$366,743
−HK$9,717/mo
Today · 4.125%
HK$376,460
baseline
▲ 0.50% · 4.625%
HK$396,304
+HK$19,844/mo
Deposit HK$7.82M · loan HK$70.40M · min. income ≈ HK$752,920/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$3,324,328 · Scale 2, in force from 26 Feb 2026)