LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,362
−HK$11,185/mo
▼ 0.25% · 3.875%
HK$183,910
−HK$5,637/mo
Today · 4.125%
HK$189,547
baseline
▲ 0.50% · 4.625%
HK$201,080
+HK$11,533/mo
Deposit HK$39.11M · loan HK$39.11M · min. income ≈ HK$379,094/mo (50% DSR)
Upfront cash ≈ HK$42.43M (deposit + AVD stamp duty HK$3,324,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,426
−HK$10,720/mo
▼ 0.25% · 3.875%
HK$203,747
−HK$5,399/mo
Today · 4.125%
HK$209,146
baseline
▲ 0.50% · 4.625%
HK$220,171
+HK$11,025/mo
Deposit HK$39.11M · loan HK$39.11M · min. income ≈ HK$418,292/mo (50% DSR)
Upfront cash ≈ HK$42.43M (deposit + AVD stamp duty HK$3,324,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,034
−HK$13,422/mo
▼ 0.25% · 3.875%
HK$220,692
−HK$6,764/mo
Today · 4.125%
HK$227,456
baseline
▲ 0.50% · 4.625%
HK$241,296
+HK$13,840/mo
Deposit HK$31.29M · loan HK$46.93M · min. income ≈ HK$454,912/mo (50% DSR)
Upfront cash ≈ HK$34.61M (deposit + AVD stamp duty HK$3,324,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,111
−HK$12,864/mo
▼ 0.25% · 3.875%
HK$244,497
−HK$6,478/mo
Today · 4.125%
HK$250,975
baseline
▲ 0.50% · 4.625%
HK$264,205
+HK$13,230/mo
Deposit HK$31.29M · loan HK$46.93M · min. income ≈ HK$501,950/mo (50% DSR)
Upfront cash ≈ HK$34.61M (deposit + AVD stamp duty HK$3,324,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,707
−HK$15,658/mo
▼ 0.25% · 3.875%
HK$257,474
−HK$7,891/mo
Today · 4.125%
HK$265,365
baseline
▲ 0.50% · 4.625%
HK$281,512
+HK$16,147/mo
Deposit HK$23.47M · loan HK$54.75M · min. income ≈ HK$530,730/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$3,324,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,796
−HK$15,009/mo
▼ 0.25% · 3.875%
HK$285,246
−HK$7,559/mo
Today · 4.125%
HK$292,805
baseline
▲ 0.50% · 4.625%
HK$308,239
+HK$15,434/mo
Deposit HK$23.47M · loan HK$54.75M · min. income ≈ HK$585,610/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$3,324,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,051
−HK$20,133/mo
▼ 0.25% · 3.875%
HK$331,038
−HK$10,146/mo
Today · 4.125%
HK$341,184
baseline
▲ 0.50% · 4.625%
HK$361,944
+HK$20,760/mo
Deposit HK$7.82M · loan HK$70.40M · min. income ≈ HK$682,368/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$3,324,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,166
−HK$19,297/mo
▼ 0.25% · 3.875%
HK$366,745
−HK$9,718/mo
Today · 4.125%
HK$376,463
baseline
▲ 0.50% · 4.625%
HK$396,307
+HK$19,844/mo
Deposit HK$7.82M · loan HK$70.40M · min. income ≈ HK$752,926/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$3,324,355 · Scale 2, in force from 26 Feb 2026)