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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$78.23M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$249,731
−HK$15,660/mo
▼ 0.25% · 3.875%
HK$257,499
−HK$7,892/mo
Today · 4.125%
HK$265,391
baseline
▲ 0.50% · 4.625%
HK$281,539
+HK$16,148/mo
Deposit HK$23.47M · loan HK$54.76M · min. income ≈ HK$530,782/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$3,324,673 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.