LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,403
−HK$11,187/mo
▼ 0.25% · 3.875%
HK$183,952
−HK$5,638/mo
Today · 4.125%
HK$189,590
baseline
▲ 0.50% · 4.625%
HK$201,127
+HK$11,537/mo
Deposit HK$39.12M · loan HK$39.12M · min. income ≈ HK$379,180/mo (50% DSR)
Upfront cash ≈ HK$42.44M (deposit + AVD stamp duty HK$3,325,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,472
−HK$10,722/mo
▼ 0.25% · 3.875%
HK$203,794
−HK$5,400/mo
Today · 4.125%
HK$209,194
baseline
▲ 0.50% · 4.625%
HK$220,221
+HK$11,027/mo
Deposit HK$39.12M · loan HK$39.12M · min. income ≈ HK$418,388/mo (50% DSR)
Upfront cash ≈ HK$42.44M (deposit + AVD stamp duty HK$3,325,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,084
−HK$13,424/mo
▼ 0.25% · 3.875%
HK$220,743
−HK$6,765/mo
Today · 4.125%
HK$227,508
baseline
▲ 0.50% · 4.625%
HK$241,352
+HK$13,844/mo
Deposit HK$31.30M · loan HK$46.94M · min. income ≈ HK$455,016/mo (50% DSR)
Upfront cash ≈ HK$34.62M (deposit + AVD stamp duty HK$3,325,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,166
−HK$12,867/mo
▼ 0.25% · 3.875%
HK$244,553
−HK$6,480/mo
Today · 4.125%
HK$251,033
baseline
▲ 0.50% · 4.625%
HK$264,265
+HK$13,232/mo
Deposit HK$31.30M · loan HK$46.94M · min. income ≈ HK$502,066/mo (50% DSR)
Upfront cash ≈ HK$34.62M (deposit + AVD stamp duty HK$3,325,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,764
−HK$15,663/mo
▼ 0.25% · 3.875%
HK$257,533
−HK$7,894/mo
Today · 4.125%
HK$265,427
baseline
▲ 0.50% · 4.625%
HK$281,577
+HK$16,150/mo
Deposit HK$23.47M · loan HK$54.77M · min. income ≈ HK$530,854/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$3,325,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,860
−HK$15,012/mo
▼ 0.25% · 3.875%
HK$285,312
−HK$7,560/mo
Today · 4.125%
HK$292,872
baseline
▲ 0.50% · 4.625%
HK$308,310
+HK$15,438/mo
Deposit HK$23.47M · loan HK$54.77M · min. income ≈ HK$585,744/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$3,325,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,125
−HK$20,138/mo
▼ 0.25% · 3.875%
HK$331,114
−HK$10,149/mo
Today · 4.125%
HK$341,263
baseline
▲ 0.50% · 4.625%
HK$362,028
+HK$20,765/mo
Deposit HK$7.82M · loan HK$70.41M · min. income ≈ HK$682,526/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$3,325,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,249
−HK$19,301/mo
▼ 0.25% · 3.875%
HK$366,830
−HK$9,720/mo
Today · 4.125%
HK$376,550
baseline
▲ 0.50% · 4.625%
HK$396,398
+HK$19,848/mo
Deposit HK$7.82M · loan HK$70.41M · min. income ≈ HK$753,100/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$3,325,121 · Scale 2, in force from 26 Feb 2026)