LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,423
−HK$11,189/mo
▼ 0.25% · 3.875%
HK$183,973
−HK$5,639/mo
Today · 4.125%
HK$189,612
baseline
▲ 0.50% · 4.625%
HK$201,149
+HK$11,537/mo
Deposit HK$39.12M · loan HK$39.12M · min. income ≈ HK$379,224/mo (50% DSR)
Upfront cash ≈ HK$42.45M (deposit + AVD stamp duty HK$3,325,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,494
−HK$10,724/mo
▼ 0.25% · 3.875%
HK$203,818
−HK$5,400/mo
Today · 4.125%
HK$209,218
baseline
▲ 0.50% · 4.625%
HK$220,246
+HK$11,028/mo
Deposit HK$39.12M · loan HK$39.12M · min. income ≈ HK$418,436/mo (50% DSR)
Upfront cash ≈ HK$42.45M (deposit + AVD stamp duty HK$3,325,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,108
−HK$13,426/mo
▼ 0.25% · 3.875%
HK$220,768
−HK$6,766/mo
Today · 4.125%
HK$227,534
baseline
▲ 0.50% · 4.625%
HK$241,379
+HK$13,845/mo
Deposit HK$31.30M · loan HK$46.95M · min. income ≈ HK$455,068/mo (50% DSR)
Upfront cash ≈ HK$34.62M (deposit + AVD stamp duty HK$3,325,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,193
−HK$12,869/mo
▼ 0.25% · 3.875%
HK$244,581
−HK$6,481/mo
Today · 4.125%
HK$251,062
baseline
▲ 0.50% · 4.625%
HK$264,296
+HK$13,234/mo
Deposit HK$31.30M · loan HK$46.95M · min. income ≈ HK$502,124/mo (50% DSR)
Upfront cash ≈ HK$34.62M (deposit + AVD stamp duty HK$3,325,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,793
−HK$15,664/mo
▼ 0.25% · 3.875%
HK$257,563
−HK$7,894/mo
Today · 4.125%
HK$265,457
baseline
▲ 0.50% · 4.625%
HK$281,609
+HK$16,152/mo
Deposit HK$23.47M · loan HK$54.77M · min. income ≈ HK$530,914/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$3,325,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,892
−HK$15,013/mo
▼ 0.25% · 3.875%
HK$285,345
−HK$7,560/mo
Today · 4.125%
HK$292,905
baseline
▲ 0.50% · 4.625%
HK$308,345
+HK$15,440/mo
Deposit HK$23.47M · loan HK$54.77M · min. income ≈ HK$585,810/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$3,325,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,162
−HK$20,140/mo
▼ 0.25% · 3.875%
HK$331,152
−HK$10,150/mo
Today · 4.125%
HK$341,302
baseline
▲ 0.50% · 4.625%
HK$362,069
+HK$20,767/mo
Deposit HK$7.82M · loan HK$70.42M · min. income ≈ HK$682,604/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$3,325,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,289
−HK$19,304/mo
▼ 0.25% · 3.875%
HK$366,872
−HK$9,721/mo
Today · 4.125%
HK$376,593
baseline
▲ 0.50% · 4.625%
HK$396,443
+HK$19,850/mo
Deposit HK$7.82M · loan HK$70.42M · min. income ≈ HK$753,186/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$3,325,499 · Scale 2, in force from 26 Feb 2026)