LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,435
−HK$11,190/mo
▼ 0.25% · 3.875%
HK$183,986
−HK$5,639/mo
Today · 4.125%
HK$189,625
baseline
▲ 0.50% · 4.625%
HK$201,163
+HK$11,538/mo
Deposit HK$39.13M · loan HK$39.13M · min. income ≈ HK$379,250/mo (50% DSR)
Upfront cash ≈ HK$42.45M (deposit + AVD stamp duty HK$3,325,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,507
−HK$10,725/mo
▼ 0.25% · 3.875%
HK$203,831
−HK$5,401/mo
Today · 4.125%
HK$209,232
baseline
▲ 0.50% · 4.625%
HK$220,261
+HK$11,029/mo
Deposit HK$39.13M · loan HK$39.13M · min. income ≈ HK$418,464/mo (50% DSR)
Upfront cash ≈ HK$42.45M (deposit + AVD stamp duty HK$3,325,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,122
−HK$13,428/mo
▼ 0.25% · 3.875%
HK$220,783
−HK$6,767/mo
Today · 4.125%
HK$227,550
baseline
▲ 0.50% · 4.625%
HK$241,395
+HK$13,845/mo
Deposit HK$31.30M · loan HK$46.95M · min. income ≈ HK$455,100/mo (50% DSR)
Upfront cash ≈ HK$34.63M (deposit + AVD stamp duty HK$3,325,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,209
−HK$12,870/mo
▼ 0.25% · 3.875%
HK$244,598
−HK$6,481/mo
Today · 4.125%
HK$251,079
baseline
▲ 0.50% · 4.625%
HK$264,313
+HK$13,234/mo
Deposit HK$31.30M · loan HK$46.95M · min. income ≈ HK$502,158/mo (50% DSR)
Upfront cash ≈ HK$34.63M (deposit + AVD stamp duty HK$3,325,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,809
−HK$15,666/mo
▼ 0.25% · 3.875%
HK$257,580
−HK$7,895/mo
Today · 4.125%
HK$265,475
baseline
▲ 0.50% · 4.625%
HK$281,628
+HK$16,153/mo
Deposit HK$23.48M · loan HK$54.78M · min. income ≈ HK$530,950/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$3,325,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,910
−HK$15,015/mo
▼ 0.25% · 3.875%
HK$285,364
−HK$7,561/mo
Today · 4.125%
HK$292,925
baseline
▲ 0.50% · 4.625%
HK$308,365
+HK$15,440/mo
Deposit HK$23.48M · loan HK$54.78M · min. income ≈ HK$585,850/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$3,325,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,183
−HK$20,141/mo
▼ 0.25% · 3.875%
HK$331,174
−HK$10,150/mo
Today · 4.125%
HK$341,324
baseline
▲ 0.50% · 4.625%
HK$362,093
+HK$20,769/mo
Deposit HK$7.83M · loan HK$70.43M · min. income ≈ HK$682,648/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$3,325,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,313
−HK$19,305/mo
▼ 0.25% · 3.875%
HK$366,896
−HK$9,722/mo
Today · 4.125%
HK$376,618
baseline
▲ 0.50% · 4.625%
HK$396,470
+HK$19,852/mo
Deposit HK$7.83M · loan HK$70.43M · min. income ≈ HK$753,236/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$3,325,722 · Scale 2, in force from 26 Feb 2026)