LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,845
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,401
−HK$564/mo
Today · 4.125%
HK$18,965
baseline
▲ 0.50% · 4.625%
HK$20,118
+HK$1,153/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,930/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,853
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,385
−HK$540/mo
Today · 4.125%
HK$20,925
baseline
▲ 0.50% · 4.625%
HK$22,028
+HK$1,103/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,850/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,415
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,081
−HK$676/mo
Today · 4.125%
HK$22,757
baseline
▲ 0.50% · 4.625%
HK$24,142
+HK$1,385/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,514/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,823
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,462
−HK$649/mo
Today · 4.125%
HK$25,111
baseline
▲ 0.50% · 4.625%
HK$26,434
+HK$1,323/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,222/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,984
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,761
−HK$789/mo
Today · 4.125%
HK$26,550
baseline
▲ 0.50% · 4.625%
HK$28,166
+HK$1,616/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,100/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,794
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,539
−HK$757/mo
Today · 4.125%
HK$29,296
baseline
▲ 0.50% · 4.625%
HK$30,840
+HK$1,544/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,592/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,122
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,121
−HK$1,015/mo
Today · 4.125%
HK$34,136
baseline
▲ 0.50% · 4.625%
HK$36,213
+HK$2,077/mo
Deposit HK$783K · loan HK$7.04M · min. income ≈ HK$68,272/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,735
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,694
−HK$972/mo
Today · 4.125%
HK$37,666
baseline
▲ 0.50% · 4.625%
HK$39,651
+HK$1,985/mo
Deposit HK$783K · loan HK$7.04M · min. income ≈ HK$75,332/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,782 · Scale 2, in force from 26 Feb 2026)