LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,849
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,405
−HK$564/mo
Today · 4.125%
HK$18,969
baseline
▲ 0.50% · 4.625%
HK$20,123
+HK$1,154/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,938/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,857
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,390
−HK$540/mo
Today · 4.125%
HK$20,930
baseline
▲ 0.50% · 4.625%
HK$22,033
+HK$1,103/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,860/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,419
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,086
−HK$676/mo
Today · 4.125%
HK$22,762
baseline
▲ 0.50% · 4.625%
HK$24,147
+HK$1,385/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,524/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,829
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,468
−HK$648/mo
Today · 4.125%
HK$25,116
baseline
▲ 0.50% · 4.625%
HK$26,440
+HK$1,324/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,232/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,989
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,766
−HK$790/mo
Today · 4.125%
HK$26,556
baseline
▲ 0.50% · 4.625%
HK$28,172
+HK$1,616/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,112/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,800
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,546
−HK$756/mo
Today · 4.125%
HK$29,302
baseline
▲ 0.50% · 4.625%
HK$30,847
+HK$1,545/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,604/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,129
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,128
−HK$1,016/mo
Today · 4.125%
HK$34,144
baseline
▲ 0.50% · 4.625%
HK$36,221
+HK$2,077/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,288/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,743
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,702
−HK$972/mo
Today · 4.125%
HK$37,674
baseline
▲ 0.50% · 4.625%
HK$39,660
+HK$1,986/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,348/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,834 · Scale 2, in force from 26 Feb 2026)