LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,852
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,407
−HK$564/mo
Today · 4.125%
HK$18,971
baseline
▲ 0.50% · 4.625%
HK$20,126
+HK$1,155/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,942/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,860
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,393
−HK$540/mo
Today · 4.125%
HK$20,933
baseline
▲ 0.50% · 4.625%
HK$22,036
+HK$1,103/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,866/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,422
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,088
−HK$677/mo
Today · 4.125%
HK$22,765
baseline
▲ 0.50% · 4.625%
HK$24,151
+HK$1,386/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,530/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,832
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,471
−HK$648/mo
Today · 4.125%
HK$25,119
baseline
▲ 0.50% · 4.625%
HK$26,444
+HK$1,325/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,238/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,992
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,770
−HK$790/mo
Today · 4.125%
HK$26,560
baseline
▲ 0.50% · 4.625%
HK$28,176
+HK$1,616/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,120/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,804
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,550
−HK$756/mo
Today · 4.125%
HK$29,306
baseline
▲ 0.50% · 4.625%
HK$30,851
+HK$1,545/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,612/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,133
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,133
−HK$1,015/mo
Today · 4.125%
HK$34,148
baseline
▲ 0.50% · 4.625%
HK$36,226
+HK$2,078/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,296/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,748
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,707
−HK$972/mo
Today · 4.125%
HK$37,679
baseline
▲ 0.50% · 4.625%
HK$39,665
+HK$1,986/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,358/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,865 · Scale 2, in force from 26 Feb 2026)