LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,535
−HK$11,195/mo
▼ 0.25% · 3.875%
HK$184,088
−HK$5,642/mo
Today · 4.125%
HK$189,730
baseline
▲ 0.50% · 4.625%
HK$201,275
+HK$11,545/mo
Deposit HK$39.15M · loan HK$39.15M · min. income ≈ HK$379,460/mo (50% DSR)
Upfront cash ≈ HK$42.48M (deposit + AVD stamp duty HK$3,327,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,618
−HK$10,731/mo
▼ 0.25% · 3.875%
HK$203,945
−HK$5,404/mo
Today · 4.125%
HK$209,349
baseline
▲ 0.50% · 4.625%
HK$220,384
+HK$11,035/mo
Deposit HK$39.15M · loan HK$39.15M · min. income ≈ HK$418,698/mo (50% DSR)
Upfront cash ≈ HK$42.48M (deposit + AVD stamp duty HK$3,327,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,242
−HK$13,434/mo
▼ 0.25% · 3.875%
HK$220,906
−HK$6,770/mo
Today · 4.125%
HK$227,676
baseline
▲ 0.50% · 4.625%
HK$241,530
+HK$13,854/mo
Deposit HK$31.32M · loan HK$46.98M · min. income ≈ HK$455,352/mo (50% DSR)
Upfront cash ≈ HK$34.65M (deposit + AVD stamp duty HK$3,327,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,342
−HK$12,876/mo
▼ 0.25% · 3.875%
HK$244,734
−HK$6,484/mo
Today · 4.125%
HK$251,218
baseline
▲ 0.50% · 4.625%
HK$264,460
+HK$13,242/mo
Deposit HK$31.32M · loan HK$46.98M · min. income ≈ HK$502,436/mo (50% DSR)
Upfront cash ≈ HK$34.65M (deposit + AVD stamp duty HK$3,327,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,948
−HK$15,674/mo
▼ 0.25% · 3.875%
HK$257,723
−HK$7,899/mo
Today · 4.125%
HK$265,622
baseline
▲ 0.50% · 4.625%
HK$281,785
+HK$16,163/mo
Deposit HK$23.49M · loan HK$54.81M · min. income ≈ HK$531,244/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$3,327,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,065
−HK$15,023/mo
▼ 0.25% · 3.875%
HK$285,523
−HK$7,565/mo
Today · 4.125%
HK$293,088
baseline
▲ 0.50% · 4.625%
HK$308,537
+HK$15,449/mo
Deposit HK$23.49M · loan HK$54.81M · min. income ≈ HK$586,176/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$3,327,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,362
−HK$20,153/mo
▼ 0.25% · 3.875%
HK$331,358
−HK$10,157/mo
Today · 4.125%
HK$341,515
baseline
▲ 0.50% · 4.625%
HK$362,295
+HK$20,780/mo
Deposit HK$7.83M · loan HK$70.47M · min. income ≈ HK$683,030/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$3,327,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,512
−HK$19,316/mo
▼ 0.25% · 3.875%
HK$367,101
−HK$9,727/mo
Today · 4.125%
HK$376,828
baseline
▲ 0.50% · 4.625%
HK$396,691
+HK$19,863/mo
Deposit HK$7.83M · loan HK$70.47M · min. income ≈ HK$753,656/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$3,327,574 · Scale 2, in force from 26 Feb 2026)