LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,541
−HK$11,196/mo
▼ 0.25% · 3.875%
HK$184,095
−HK$5,642/mo
Today · 4.125%
HK$189,737
baseline
▲ 0.50% · 4.625%
HK$201,282
+HK$11,545/mo
Deposit HK$39.15M · loan HK$39.15M · min. income ≈ HK$379,474/mo (50% DSR)
Upfront cash ≈ HK$42.48M (deposit + AVD stamp duty HK$3,327,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,625
−HK$10,731/mo
▼ 0.25% · 3.875%
HK$203,952
−HK$5,404/mo
Today · 4.125%
HK$209,356
baseline
▲ 0.50% · 4.625%
HK$220,392
+HK$11,036/mo
Deposit HK$39.15M · loan HK$39.15M · min. income ≈ HK$418,712/mo (50% DSR)
Upfront cash ≈ HK$42.48M (deposit + AVD stamp duty HK$3,327,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,249
−HK$13,436/mo
▼ 0.25% · 3.875%
HK$220,914
−HK$6,771/mo
Today · 4.125%
HK$227,685
baseline
▲ 0.50% · 4.625%
HK$241,539
+HK$13,854/mo
Deposit HK$31.32M · loan HK$46.98M · min. income ≈ HK$455,370/mo (50% DSR)
Upfront cash ≈ HK$34.65M (deposit + AVD stamp duty HK$3,327,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,350
−HK$12,878/mo
▼ 0.25% · 3.875%
HK$244,743
−HK$6,485/mo
Today · 4.125%
HK$251,228
baseline
▲ 0.50% · 4.625%
HK$264,470
+HK$13,242/mo
Deposit HK$31.32M · loan HK$46.98M · min. income ≈ HK$502,456/mo (50% DSR)
Upfront cash ≈ HK$34.65M (deposit + AVD stamp duty HK$3,327,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,958
−HK$15,674/mo
▼ 0.25% · 3.875%
HK$257,733
−HK$7,899/mo
Today · 4.125%
HK$265,632
baseline
▲ 0.50% · 4.625%
HK$281,795
+HK$16,163/mo
Deposit HK$23.49M · loan HK$54.81M · min. income ≈ HK$531,264/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$3,327,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,075
−HK$15,024/mo
▼ 0.25% · 3.875%
HK$285,533
−HK$7,566/mo
Today · 4.125%
HK$293,099
baseline
▲ 0.50% · 4.625%
HK$308,549
+HK$15,450/mo
Deposit HK$23.49M · loan HK$54.81M · min. income ≈ HK$586,198/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$3,327,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,374
−HK$20,153/mo
▼ 0.25% · 3.875%
HK$331,371
−HK$10,156/mo
Today · 4.125%
HK$341,527
baseline
▲ 0.50% · 4.625%
HK$362,308
+HK$20,781/mo
Deposit HK$7.83M · loan HK$70.47M · min. income ≈ HK$683,054/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$3,327,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,525
−HK$19,316/mo
▼ 0.25% · 3.875%
HK$367,114
−HK$9,727/mo
Today · 4.125%
HK$376,841
baseline
▲ 0.50% · 4.625%
HK$396,705
+HK$19,864/mo
Deposit HK$7.83M · loan HK$70.47M · min. income ≈ HK$753,682/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$3,327,696 · Scale 2, in force from 26 Feb 2026)