LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,584
−HK$11,199/mo
▼ 0.25% · 3.875%
HK$184,139
−HK$5,644/mo
Today · 4.125%
HK$189,783
baseline
▲ 0.50% · 4.625%
HK$201,331
+HK$11,548/mo
Deposit HK$39.16M · loan HK$39.16M · min. income ≈ HK$379,566/mo (50% DSR)
Upfront cash ≈ HK$42.49M (deposit + AVD stamp duty HK$3,328,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,673
−HK$10,734/mo
▼ 0.25% · 3.875%
HK$204,002
−HK$5,405/mo
Today · 4.125%
HK$209,407
baseline
▲ 0.50% · 4.625%
HK$220,445
+HK$11,038/mo
Deposit HK$39.16M · loan HK$39.16M · min. income ≈ HK$418,814/mo (50% DSR)
Upfront cash ≈ HK$42.49M (deposit + AVD stamp duty HK$3,328,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,301
−HK$13,439/mo
▼ 0.25% · 3.875%
HK$220,967
−HK$6,773/mo
Today · 4.125%
HK$227,740
baseline
▲ 0.50% · 4.625%
HK$241,597
+HK$13,857/mo
Deposit HK$31.33M · loan HK$46.99M · min. income ≈ HK$455,480/mo (50% DSR)
Upfront cash ≈ HK$34.66M (deposit + AVD stamp duty HK$3,328,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,408
−HK$12,880/mo
▼ 0.25% · 3.875%
HK$244,802
−HK$6,486/mo
Today · 4.125%
HK$251,288
baseline
▲ 0.50% · 4.625%
HK$264,534
+HK$13,246/mo
Deposit HK$31.33M · loan HK$46.99M · min. income ≈ HK$502,576/mo (50% DSR)
Upfront cash ≈ HK$34.66M (deposit + AVD stamp duty HK$3,328,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,018
−HK$15,678/mo
▼ 0.25% · 3.875%
HK$257,795
−HK$7,901/mo
Today · 4.125%
HK$265,696
baseline
▲ 0.50% · 4.625%
HK$281,863
+HK$16,167/mo
Deposit HK$23.50M · loan HK$54.82M · min. income ≈ HK$531,392/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$3,328,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,142
−HK$15,028/mo
▼ 0.25% · 3.875%
HK$285,602
−HK$7,568/mo
Today · 4.125%
HK$293,170
baseline
▲ 0.50% · 4.625%
HK$308,623
+HK$15,453/mo
Deposit HK$23.50M · loan HK$54.82M · min. income ≈ HK$586,340/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$3,328,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,452
−HK$20,158/mo
▼ 0.25% · 3.875%
HK$331,451
−HK$10,159/mo
Today · 4.125%
HK$341,610
baseline
▲ 0.50% · 4.625%
HK$362,396
+HK$20,786/mo
Deposit HK$7.83M · loan HK$70.49M · min. income ≈ HK$683,220/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$3,328,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,612
−HK$19,320/mo
▼ 0.25% · 3.875%
HK$367,203
−HK$9,729/mo
Today · 4.125%
HK$376,932
baseline
▲ 0.50% · 4.625%
HK$396,801
+HK$19,869/mo
Deposit HK$7.83M · loan HK$70.49M · min. income ≈ HK$753,864/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$3,328,499 · Scale 2, in force from 26 Feb 2026)