LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,860
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,416
−HK$564/mo
Today · 4.125%
HK$18,980
baseline
▲ 0.50% · 4.625%
HK$20,135
+HK$1,155/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,960/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,870
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,402
−HK$541/mo
Today · 4.125%
HK$20,943
baseline
▲ 0.50% · 4.625%
HK$22,047
+HK$1,104/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,886/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,433
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,099
−HK$678/mo
Today · 4.125%
HK$22,777
baseline
▲ 0.50% · 4.625%
HK$24,162
+HK$1,385/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,554/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,843
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,483
−HK$649/mo
Today · 4.125%
HK$25,132
baseline
▲ 0.50% · 4.625%
HK$26,456
+HK$1,324/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,264/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,005
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,782
−HK$791/mo
Today · 4.125%
HK$26,573
baseline
▲ 0.50% · 4.625%
HK$28,190
+HK$1,617/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,146/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,817
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,563
−HK$757/mo
Today · 4.125%
HK$29,320
baseline
▲ 0.50% · 4.625%
HK$30,866
+HK$1,546/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,640/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,149
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,149
−HK$1,016/mo
Today · 4.125%
HK$34,165
baseline
▲ 0.50% · 4.625%
HK$36,244
+HK$2,079/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,330/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,765
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,724
−HK$974/mo
Today · 4.125%
HK$37,698
baseline
▲ 0.50% · 4.625%
HK$39,685
+HK$1,987/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,396/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,980 · Scale 2, in force from 26 Feb 2026)