LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,618
−HK$11,201/mo
▼ 0.25% · 3.875%
HK$184,174
−HK$5,645/mo
Today · 4.125%
HK$189,819
baseline
▲ 0.50% · 4.625%
HK$201,369
+HK$11,550/mo
Deposit HK$39.17M · loan HK$39.17M · min. income ≈ HK$379,638/mo (50% DSR)
Upfront cash ≈ HK$42.50M (deposit + AVD stamp duty HK$3,329,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,711
−HK$10,736/mo
▼ 0.25% · 3.875%
HK$204,041
−HK$5,406/mo
Today · 4.125%
HK$209,447
baseline
▲ 0.50% · 4.625%
HK$220,487
+HK$11,040/mo
Deposit HK$39.17M · loan HK$39.17M · min. income ≈ HK$418,894/mo (50% DSR)
Upfront cash ≈ HK$42.50M (deposit + AVD stamp duty HK$3,329,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,342
−HK$13,441/mo
▼ 0.25% · 3.875%
HK$221,009
−HK$6,774/mo
Today · 4.125%
HK$227,783
baseline
▲ 0.50% · 4.625%
HK$241,643
+HK$13,860/mo
Deposit HK$31.33M · loan HK$47.00M · min. income ≈ HK$455,566/mo (50% DSR)
Upfront cash ≈ HK$34.66M (deposit + AVD stamp duty HK$3,329,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,453
−HK$12,883/mo
▼ 0.25% · 3.875%
HK$244,849
−HK$6,487/mo
Today · 4.125%
HK$251,336
baseline
▲ 0.50% · 4.625%
HK$264,585
+HK$13,249/mo
Deposit HK$31.33M · loan HK$47.00M · min. income ≈ HK$502,672/mo (50% DSR)
Upfront cash ≈ HK$34.66M (deposit + AVD stamp duty HK$3,329,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,066
−HK$15,681/mo
▼ 0.25% · 3.875%
HK$257,844
−HK$7,903/mo
Today · 4.125%
HK$265,747
baseline
▲ 0.50% · 4.625%
HK$281,917
+HK$16,170/mo
Deposit HK$23.50M · loan HK$54.83M · min. income ≈ HK$531,494/mo (50% DSR)
Upfront cash ≈ HK$26.83M (deposit + AVD stamp duty HK$3,329,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,196
−HK$15,030/mo
▼ 0.25% · 3.875%
HK$285,657
−HK$7,569/mo
Today · 4.125%
HK$293,226
baseline
▲ 0.50% · 4.625%
HK$308,682
+HK$15,456/mo
Deposit HK$23.50M · loan HK$54.83M · min. income ≈ HK$586,452/mo (50% DSR)
Upfront cash ≈ HK$26.83M (deposit + AVD stamp duty HK$3,329,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,513
−HK$20,162/mo
▼ 0.25% · 3.875%
HK$331,514
−HK$10,161/mo
Today · 4.125%
HK$341,675
baseline
▲ 0.50% · 4.625%
HK$362,465
+HK$20,790/mo
Deposit HK$7.83M · loan HK$70.50M · min. income ≈ HK$683,350/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$3,329,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,680
−HK$19,325/mo
▼ 0.25% · 3.875%
HK$367,273
−HK$9,732/mo
Today · 4.125%
HK$377,005
baseline
▲ 0.50% · 4.625%
HK$396,877
+HK$19,872/mo
Deposit HK$7.83M · loan HK$70.50M · min. income ≈ HK$754,010/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$3,329,136 · Scale 2, in force from 26 Feb 2026)