LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,867
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,422
−HK$565/mo
Today · 4.125%
HK$18,987
baseline
▲ 0.50% · 4.625%
HK$20,142
+HK$1,155/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,974/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,876
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,409
−HK$541/mo
Today · 4.125%
HK$20,950
baseline
▲ 0.50% · 4.625%
HK$22,054
+HK$1,104/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,900/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,440
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,107
−HK$677/mo
Today · 4.125%
HK$22,784
baseline
▲ 0.50% · 4.625%
HK$24,171
+HK$1,387/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,568/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,852
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,491
−HK$649/mo
Today · 4.125%
HK$25,140
baseline
▲ 0.50% · 4.625%
HK$26,465
+HK$1,325/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,280/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,013
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,791
−HK$791/mo
Today · 4.125%
HK$26,582
baseline
▲ 0.50% · 4.625%
HK$28,199
+HK$1,617/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,164/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,827
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,573
−HK$757/mo
Today · 4.125%
HK$29,330
baseline
▲ 0.50% · 4.625%
HK$30,876
+HK$1,546/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,660/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,160
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,160
−HK$1,016/mo
Today · 4.125%
HK$34,176
baseline
▲ 0.50% · 4.625%
HK$36,256
+HK$2,080/mo
Deposit HK$784K · loan HK$7.05M · min. income ≈ HK$68,352/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,777
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,737
−HK$973/mo
Today · 4.125%
HK$37,710
baseline
▲ 0.50% · 4.625%
HK$39,698
+HK$1,988/mo
Deposit HK$784K · loan HK$7.05M · min. income ≈ HK$75,420/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,060 · Scale 2, in force from 26 Feb 2026)