LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,713
−HK$11,207/mo
▼ 0.25% · 3.875%
HK$184,272
−HK$5,648/mo
Today · 4.125%
HK$189,920
baseline
▲ 0.50% · 4.625%
HK$201,476
+HK$11,556/mo
Deposit HK$39.19M · loan HK$39.19M · min. income ≈ HK$379,840/mo (50% DSR)
Upfront cash ≈ HK$42.52M (deposit + AVD stamp duty HK$3,330,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,817
−HK$10,741/mo
▼ 0.25% · 3.875%
HK$204,149
−HK$5,409/mo
Today · 4.125%
HK$209,558
baseline
▲ 0.50% · 4.625%
HK$220,604
+HK$11,046/mo
Deposit HK$39.19M · loan HK$39.19M · min. income ≈ HK$419,116/mo (50% DSR)
Upfront cash ≈ HK$42.52M (deposit + AVD stamp duty HK$3,330,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,456
−HK$13,448/mo
▼ 0.25% · 3.875%
HK$221,127
−HK$6,777/mo
Today · 4.125%
HK$227,904
baseline
▲ 0.50% · 4.625%
HK$241,772
+HK$13,868/mo
Deposit HK$31.35M · loan HK$47.02M · min. income ≈ HK$455,808/mo (50% DSR)
Upfront cash ≈ HK$34.68M (deposit + AVD stamp duty HK$3,330,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,580
−HK$12,890/mo
▼ 0.25% · 3.875%
HK$244,979
−HK$6,491/mo
Today · 4.125%
HK$251,470
baseline
▲ 0.50% · 4.625%
HK$264,725
+HK$13,255/mo
Deposit HK$31.35M · loan HK$47.02M · min. income ≈ HK$502,940/mo (50% DSR)
Upfront cash ≈ HK$34.68M (deposit + AVD stamp duty HK$3,330,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,198
−HK$15,690/mo
▼ 0.25% · 3.875%
HK$257,981
−HK$7,907/mo
Today · 4.125%
HK$265,888
baseline
▲ 0.50% · 4.625%
HK$282,067
+HK$16,179/mo
Deposit HK$23.51M · loan HK$54.86M · min. income ≈ HK$531,776/mo (50% DSR)
Upfront cash ≈ HK$26.84M (deposit + AVD stamp duty HK$3,330,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,343
−HK$15,038/mo
▼ 0.25% · 3.875%
HK$285,808
−HK$7,573/mo
Today · 4.125%
HK$293,381
baseline
▲ 0.50% · 4.625%
HK$308,846
+HK$15,465/mo
Deposit HK$23.51M · loan HK$54.86M · min. income ≈ HK$586,762/mo (50% DSR)
Upfront cash ≈ HK$26.84M (deposit + AVD stamp duty HK$3,330,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,684
−HK$20,172/mo
▼ 0.25% · 3.875%
HK$331,690
−HK$10,166/mo
Today · 4.125%
HK$341,856
baseline
▲ 0.50% · 4.625%
HK$362,657
+HK$20,801/mo
Deposit HK$7.84M · loan HK$70.54M · min. income ≈ HK$683,712/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$3,330,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,870
−HK$19,335/mo
▼ 0.25% · 3.875%
HK$367,468
−HK$9,737/mo
Today · 4.125%
HK$377,205
baseline
▲ 0.50% · 4.625%
HK$397,088
+HK$19,883/mo
Deposit HK$7.84M · loan HK$70.54M · min. income ≈ HK$754,410/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$3,330,903 · Scale 2, in force from 26 Feb 2026)