LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,876
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,432
−HK$565/mo
Today · 4.125%
HK$18,997
baseline
▲ 0.50% · 4.625%
HK$20,153
+HK$1,156/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,994/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,887
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,420
−HK$541/mo
Today · 4.125%
HK$20,961
baseline
▲ 0.50% · 4.625%
HK$22,066
+HK$1,105/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,922/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,451
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,119
−HK$678/mo
Today · 4.125%
HK$22,797
baseline
▲ 0.50% · 4.625%
HK$24,184
+HK$1,387/mo
Deposit HK$3.14M · loan HK$4.70M · min. income ≈ HK$45,594/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,864
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,504
−HK$650/mo
Today · 4.125%
HK$25,154
baseline
▲ 0.50% · 4.625%
HK$26,480
+HK$1,326/mo
Deposit HK$3.14M · loan HK$4.70M · min. income ≈ HK$50,308/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,027
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,805
−HK$791/mo
Today · 4.125%
HK$26,596
baseline
▲ 0.50% · 4.625%
HK$28,214
+HK$1,618/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$53,192/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,842
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,589
−HK$757/mo
Today · 4.125%
HK$29,346
baseline
▲ 0.50% · 4.625%
HK$30,893
+HK$1,547/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$58,692/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,177
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,178
−HK$1,017/mo
Today · 4.125%
HK$34,195
baseline
▲ 0.50% · 4.625%
HK$36,276
+HK$2,081/mo
Deposit HK$784K · loan HK$7.06M · min. income ≈ HK$68,390/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,797
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,757
−HK$974/mo
Today · 4.125%
HK$37,731
baseline
▲ 0.50% · 4.625%
HK$39,719
+HK$1,988/mo
Deposit HK$784K · loan HK$7.06M · min. income ≈ HK$75,462/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,186 · Scale 2, in force from 26 Feb 2026)