LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,768
−HK$11,210/mo
▼ 0.25% · 3.875%
HK$184,329
−HK$5,649/mo
Today · 4.125%
HK$189,978
baseline
▲ 0.50% · 4.625%
HK$201,538
+HK$11,560/mo
Deposit HK$39.20M · loan HK$39.20M · min. income ≈ HK$379,956/mo (50% DSR)
Upfront cash ≈ HK$42.53M (deposit + AVD stamp duty HK$3,331,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,877
−HK$10,745/mo
▼ 0.25% · 3.875%
HK$204,211
−HK$5,411/mo
Today · 4.125%
HK$209,622
baseline
▲ 0.50% · 4.625%
HK$220,672
+HK$11,050/mo
Deposit HK$39.20M · loan HK$39.20M · min. income ≈ HK$419,244/mo (50% DSR)
Upfront cash ≈ HK$42.53M (deposit + AVD stamp duty HK$3,331,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,521
−HK$13,453/mo
▼ 0.25% · 3.875%
HK$221,194
−HK$6,780/mo
Today · 4.125%
HK$227,974
baseline
▲ 0.50% · 4.625%
HK$241,846
+HK$13,872/mo
Deposit HK$31.36M · loan HK$47.04M · min. income ≈ HK$455,948/mo (50% DSR)
Upfront cash ≈ HK$34.69M (deposit + AVD stamp duty HK$3,331,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,653
−HK$12,894/mo
▼ 0.25% · 3.875%
HK$245,054
−HK$6,493/mo
Today · 4.125%
HK$251,547
baseline
▲ 0.50% · 4.625%
HK$264,806
+HK$13,259/mo
Deposit HK$31.36M · loan HK$47.04M · min. income ≈ HK$503,094/mo (50% DSR)
Upfront cash ≈ HK$34.69M (deposit + AVD stamp duty HK$3,331,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,275
−HK$15,695/mo
▼ 0.25% · 3.875%
HK$258,060
−HK$7,910/mo
Today · 4.125%
HK$265,970
baseline
▲ 0.50% · 4.625%
HK$282,153
+HK$16,183/mo
Deposit HK$23.52M · loan HK$54.88M · min. income ≈ HK$531,940/mo (50% DSR)
Upfront cash ≈ HK$26.85M (deposit + AVD stamp duty HK$3,331,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,428
−HK$15,043/mo
▼ 0.25% · 3.875%
HK$285,896
−HK$7,575/mo
Today · 4.125%
HK$293,471
baseline
▲ 0.50% · 4.625%
HK$308,940
+HK$15,469/mo
Deposit HK$23.52M · loan HK$54.88M · min. income ≈ HK$586,942/mo (50% DSR)
Upfront cash ≈ HK$26.85M (deposit + AVD stamp duty HK$3,331,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,782
−HK$20,179/mo
▼ 0.25% · 3.875%
HK$331,791
−HK$10,170/mo
Today · 4.125%
HK$341,961
baseline
▲ 0.50% · 4.625%
HK$362,768
+HK$20,807/mo
Deposit HK$7.84M · loan HK$70.56M · min. income ≈ HK$683,922/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$3,331,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,979
−HK$19,341/mo
▼ 0.25% · 3.875%
HK$367,580
−HK$9,740/mo
Today · 4.125%
HK$377,320
baseline
▲ 0.50% · 4.625%
HK$397,209
+HK$19,889/mo
Deposit HK$7.84M · loan HK$70.56M · min. income ≈ HK$754,640/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$3,331,922 · Scale 2, in force from 26 Feb 2026)