LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,781
−HK$11,211/mo
▼ 0.25% · 3.875%
HK$184,342
−HK$5,650/mo
Today · 4.125%
HK$189,992
baseline
▲ 0.50% · 4.625%
HK$201,553
+HK$11,561/mo
Deposit HK$39.20M · loan HK$39.20M · min. income ≈ HK$379,984/mo (50% DSR)
Upfront cash ≈ HK$42.53M (deposit + AVD stamp duty HK$3,332,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,892
−HK$10,746/mo
▼ 0.25% · 3.875%
HK$204,227
−HK$5,411/mo
Today · 4.125%
HK$209,638
baseline
▲ 0.50% · 4.625%
HK$220,688
+HK$11,050/mo
Deposit HK$39.20M · loan HK$39.20M · min. income ≈ HK$419,276/mo (50% DSR)
Upfront cash ≈ HK$42.53M (deposit + AVD stamp duty HK$3,332,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,537
−HK$13,454/mo
▼ 0.25% · 3.875%
HK$221,211
−HK$6,780/mo
Today · 4.125%
HK$227,991
baseline
▲ 0.50% · 4.625%
HK$241,864
+HK$13,873/mo
Deposit HK$31.36M · loan HK$47.04M · min. income ≈ HK$455,982/mo (50% DSR)
Upfront cash ≈ HK$34.69M (deposit + AVD stamp duty HK$3,332,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,671
−HK$12,894/mo
▼ 0.25% · 3.875%
HK$245,072
−HK$6,493/mo
Today · 4.125%
HK$251,565
baseline
▲ 0.50% · 4.625%
HK$264,826
+HK$13,261/mo
Deposit HK$31.36M · loan HK$47.04M · min. income ≈ HK$503,130/mo (50% DSR)
Upfront cash ≈ HK$34.69M (deposit + AVD stamp duty HK$3,332,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,294
−HK$15,695/mo
▼ 0.25% · 3.875%
HK$258,079
−HK$7,910/mo
Today · 4.125%
HK$265,989
baseline
▲ 0.50% · 4.625%
HK$282,174
+HK$16,185/mo
Deposit HK$23.52M · loan HK$54.88M · min. income ≈ HK$531,978/mo (50% DSR)
Upfront cash ≈ HK$26.85M (deposit + AVD stamp duty HK$3,332,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,449
−HK$15,044/mo
▼ 0.25% · 3.875%
HK$285,917
−HK$7,576/mo
Today · 4.125%
HK$293,493
baseline
▲ 0.50% · 4.625%
HK$308,963
+HK$15,470/mo
Deposit HK$23.52M · loan HK$54.88M · min. income ≈ HK$586,986/mo (50% DSR)
Upfront cash ≈ HK$26.85M (deposit + AVD stamp duty HK$3,332,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,806
−HK$20,180/mo
▼ 0.25% · 3.875%
HK$331,816
−HK$10,170/mo
Today · 4.125%
HK$341,986
baseline
▲ 0.50% · 4.625%
HK$362,795
+HK$20,809/mo
Deposit HK$7.84M · loan HK$70.56M · min. income ≈ HK$683,972/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$3,332,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,006
−HK$19,342/mo
▼ 0.25% · 3.875%
HK$367,608
−HK$9,740/mo
Today · 4.125%
HK$377,348
baseline
▲ 0.50% · 4.625%
HK$397,239
+HK$19,891/mo
Deposit HK$7.84M · loan HK$70.56M · min. income ≈ HK$754,696/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$3,332,171 · Scale 2, in force from 26 Feb 2026)