LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,810
−HK$11,212/mo
▼ 0.25% · 3.875%
HK$184,372
−HK$5,650/mo
Today · 4.125%
HK$190,022
baseline
▲ 0.50% · 4.625%
HK$201,585
+HK$11,563/mo
Deposit HK$39.21M · loan HK$39.21M · min. income ≈ HK$380,044/mo (50% DSR)
Upfront cash ≈ HK$42.54M (deposit + AVD stamp duty HK$3,332,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,924
−HK$10,747/mo
▼ 0.25% · 3.875%
HK$204,259
−HK$5,412/mo
Today · 4.125%
HK$209,671
baseline
▲ 0.50% · 4.625%
HK$220,723
+HK$11,052/mo
Deposit HK$39.21M · loan HK$39.21M · min. income ≈ HK$419,342/mo (50% DSR)
Upfront cash ≈ HK$42.54M (deposit + AVD stamp duty HK$3,332,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,571
−HK$13,456/mo
▼ 0.25% · 3.875%
HK$221,246
−HK$6,781/mo
Today · 4.125%
HK$228,027
baseline
▲ 0.50% · 4.625%
HK$241,902
+HK$13,875/mo
Deposit HK$31.37M · loan HK$47.05M · min. income ≈ HK$456,054/mo (50% DSR)
Upfront cash ≈ HK$34.70M (deposit + AVD stamp duty HK$3,332,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,709
−HK$12,896/mo
▼ 0.25% · 3.875%
HK$245,111
−HK$6,494/mo
Today · 4.125%
HK$251,605
baseline
▲ 0.50% · 4.625%
HK$264,868
+HK$13,263/mo
Deposit HK$31.37M · loan HK$47.05M · min. income ≈ HK$503,210/mo (50% DSR)
Upfront cash ≈ HK$34.70M (deposit + AVD stamp duty HK$3,332,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,333
−HK$15,698/mo
▼ 0.25% · 3.875%
HK$258,120
−HK$7,911/mo
Today · 4.125%
HK$266,031
baseline
▲ 0.50% · 4.625%
HK$282,219
+HK$16,188/mo
Deposit HK$23.52M · loan HK$54.89M · min. income ≈ HK$532,062/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$3,332,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,493
−HK$15,047/mo
▼ 0.25% · 3.875%
HK$285,962
−HK$7,578/mo
Today · 4.125%
HK$293,540
baseline
▲ 0.50% · 4.625%
HK$309,012
+HK$15,472/mo
Deposit HK$23.52M · loan HK$54.89M · min. income ≈ HK$587,080/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$3,332,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,857
−HK$20,183/mo
▼ 0.25% · 3.875%
HK$331,869
−HK$10,171/mo
Today · 4.125%
HK$342,040
baseline
▲ 0.50% · 4.625%
HK$362,853
+HK$20,813/mo
Deposit HK$7.84M · loan HK$70.57M · min. income ≈ HK$684,080/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$3,332,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,063
−HK$19,345/mo
▼ 0.25% · 3.875%
HK$367,666
−HK$9,742/mo
Today · 4.125%
HK$377,408
baseline
▲ 0.50% · 4.625%
HK$397,302
+HK$19,894/mo
Deposit HK$7.84M · loan HK$70.57M · min. income ≈ HK$754,816/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$3,332,698 · Scale 2, in force from 26 Feb 2026)