LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,816
−HK$11,213/mo
▼ 0.25% · 3.875%
HK$184,378
−HK$5,651/mo
Today · 4.125%
HK$190,029
baseline
▲ 0.50% · 4.625%
HK$201,592
+HK$11,563/mo
Deposit HK$39.21M · loan HK$39.21M · min. income ≈ HK$380,058/mo (50% DSR)
Upfront cash ≈ HK$42.54M (deposit + AVD stamp duty HK$3,332,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,931
−HK$10,747/mo
▼ 0.25% · 3.875%
HK$204,266
−HK$5,412/mo
Today · 4.125%
HK$209,678
baseline
▲ 0.50% · 4.625%
HK$220,731
+HK$11,053/mo
Deposit HK$39.21M · loan HK$39.21M · min. income ≈ HK$419,356/mo (50% DSR)
Upfront cash ≈ HK$42.54M (deposit + AVD stamp duty HK$3,332,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,579
−HK$13,456/mo
▼ 0.25% · 3.875%
HK$221,253
−HK$6,782/mo
Today · 4.125%
HK$228,035
baseline
▲ 0.50% · 4.625%
HK$241,910
+HK$13,875/mo
Deposit HK$31.37M · loan HK$47.05M · min. income ≈ HK$456,070/mo (50% DSR)
Upfront cash ≈ HK$34.70M (deposit + AVD stamp duty HK$3,332,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,717
−HK$12,897/mo
▼ 0.25% · 3.875%
HK$245,119
−HK$6,495/mo
Today · 4.125%
HK$251,614
baseline
▲ 0.50% · 4.625%
HK$264,877
+HK$13,263/mo
Deposit HK$31.37M · loan HK$47.05M · min. income ≈ HK$503,228/mo (50% DSR)
Upfront cash ≈ HK$34.70M (deposit + AVD stamp duty HK$3,332,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,342
−HK$15,698/mo
▼ 0.25% · 3.875%
HK$258,129
−HK$7,911/mo
Today · 4.125%
HK$266,040
baseline
▲ 0.50% · 4.625%
HK$282,228
+HK$16,188/mo
Deposit HK$23.53M · loan HK$54.89M · min. income ≈ HK$532,080/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$3,332,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,503
−HK$15,046/mo
▼ 0.25% · 3.875%
HK$285,972
−HK$7,577/mo
Today · 4.125%
HK$293,549
baseline
▲ 0.50% · 4.625%
HK$309,023
+HK$15,474/mo
Deposit HK$23.53M · loan HK$54.89M · min. income ≈ HK$587,098/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$3,332,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,868
−HK$20,184/mo
▼ 0.25% · 3.875%
HK$331,880
−HK$10,172/mo
Today · 4.125%
HK$342,052
baseline
▲ 0.50% · 4.625%
HK$362,865
+HK$20,813/mo
Deposit HK$7.84M · loan HK$70.58M · min. income ≈ HK$684,104/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$3,332,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,075
−HK$19,346/mo
▼ 0.25% · 3.875%
HK$367,678
−HK$9,743/mo
Today · 4.125%
HK$377,421
baseline
▲ 0.50% · 4.625%
HK$397,315
+HK$19,894/mo
Deposit HK$7.84M · loan HK$70.58M · min. income ≈ HK$754,842/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$3,332,810 · Scale 2, in force from 26 Feb 2026)