LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,882
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,439
−HK$565/mo
Today · 4.125%
HK$19,004
baseline
▲ 0.50% · 4.625%
HK$20,160
+HK$1,156/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$38,008/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,894
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,427
−HK$542/mo
Today · 4.125%
HK$20,969
baseline
▲ 0.50% · 4.625%
HK$22,074
+HK$1,105/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,938/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,459
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,126
−HK$678/mo
Today · 4.125%
HK$22,804
baseline
▲ 0.50% · 4.625%
HK$24,192
+HK$1,388/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,608/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,873
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,513
−HK$649/mo
Today · 4.125%
HK$25,162
baseline
▲ 0.50% · 4.625%
HK$26,489
+HK$1,327/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,324/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,035
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,814
−HK$791/mo
Today · 4.125%
HK$26,605
baseline
▲ 0.50% · 4.625%
HK$28,224
+HK$1,619/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$53,210/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,851
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,598
−HK$758/mo
Today · 4.125%
HK$29,356
baseline
▲ 0.50% · 4.625%
HK$30,904
+HK$1,548/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$58,712/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,188
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,189
−HK$1,018/mo
Today · 4.125%
HK$34,207
baseline
▲ 0.50% · 4.625%
HK$36,288
+HK$2,081/mo
Deposit HK$784K · loan HK$7.06M · min. income ≈ HK$68,414/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,809
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,769
−HK$975/mo
Today · 4.125%
HK$37,744
baseline
▲ 0.50% · 4.625%
HK$39,733
+HK$1,989/mo
Deposit HK$784K · loan HK$7.06M · min. income ≈ HK$75,488/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,267 · Scale 2, in force from 26 Feb 2026)