LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,849
−HK$11,216/mo
▼ 0.25% · 3.875%
HK$184,412
−HK$5,653/mo
Today · 4.125%
HK$190,065
baseline
▲ 0.50% · 4.625%
HK$201,630
+HK$11,565/mo
Deposit HK$39.22M · loan HK$39.22M · min. income ≈ HK$380,130/mo (50% DSR)
Upfront cash ≈ HK$42.55M (deposit + AVD stamp duty HK$3,333,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,968
−HK$10,750/mo
▼ 0.25% · 3.875%
HK$204,304
−HK$5,414/mo
Today · 4.125%
HK$209,718
baseline
▲ 0.50% · 4.625%
HK$220,772
+HK$11,054/mo
Deposit HK$39.22M · loan HK$39.22M · min. income ≈ HK$419,436/mo (50% DSR)
Upfront cash ≈ HK$42.55M (deposit + AVD stamp duty HK$3,333,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,619
−HK$13,459/mo
▼ 0.25% · 3.875%
HK$221,295
−HK$6,783/mo
Today · 4.125%
HK$228,078
baseline
▲ 0.50% · 4.625%
HK$241,956
+HK$13,878/mo
Deposit HK$31.37M · loan HK$47.06M · min. income ≈ HK$456,156/mo (50% DSR)
Upfront cash ≈ HK$34.71M (deposit + AVD stamp duty HK$3,333,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,762
−HK$12,899/mo
▼ 0.25% · 3.875%
HK$245,165
−HK$6,496/mo
Today · 4.125%
HK$251,661
baseline
▲ 0.50% · 4.625%
HK$264,927
+HK$13,266/mo
Deposit HK$31.37M · loan HK$47.06M · min. income ≈ HK$503,322/mo (50% DSR)
Upfront cash ≈ HK$34.71M (deposit + AVD stamp duty HK$3,333,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,389
−HK$15,702/mo
▼ 0.25% · 3.875%
HK$258,177
−HK$7,914/mo
Today · 4.125%
HK$266,091
baseline
▲ 0.50% · 4.625%
HK$282,281
+HK$16,190/mo
Deposit HK$23.53M · loan HK$54.90M · min. income ≈ HK$532,182/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$3,333,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,555
−HK$15,050/mo
▼ 0.25% · 3.875%
HK$286,026
−HK$7,579/mo
Today · 4.125%
HK$293,605
baseline
▲ 0.50% · 4.625%
HK$309,081
+HK$15,476/mo
Deposit HK$23.53M · loan HK$54.90M · min. income ≈ HK$587,210/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$3,333,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,929
−HK$20,187/mo
▼ 0.25% · 3.875%
HK$331,942
−HK$10,174/mo
Today · 4.125%
HK$342,116
baseline
▲ 0.50% · 4.625%
HK$362,933
+HK$20,817/mo
Deposit HK$7.84M · loan HK$70.59M · min. income ≈ HK$684,232/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$3,333,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,142
−HK$19,350/mo
▼ 0.25% · 3.875%
HK$367,748
−HK$9,744/mo
Today · 4.125%
HK$377,492
baseline
▲ 0.50% · 4.625%
HK$397,390
+HK$19,898/mo
Deposit HK$7.84M · loan HK$70.59M · min. income ≈ HK$754,984/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$3,333,438 · Scale 2, in force from 26 Feb 2026)