LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,891
−HK$11,218/mo
▼ 0.25% · 3.875%
HK$184,456
−HK$5,653/mo
Today · 4.125%
HK$190,109
baseline
▲ 0.50% · 4.625%
HK$201,677
+HK$11,568/mo
Deposit HK$39.23M · loan HK$39.23M · min. income ≈ HK$380,218/mo (50% DSR)
Upfront cash ≈ HK$42.56M (deposit + AVD stamp duty HK$3,334,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,015
−HK$10,752/mo
▼ 0.25% · 3.875%
HK$204,352
−HK$5,415/mo
Today · 4.125%
HK$209,767
baseline
▲ 0.50% · 4.625%
HK$220,824
+HK$11,057/mo
Deposit HK$39.23M · loan HK$39.23M · min. income ≈ HK$419,534/mo (50% DSR)
Upfront cash ≈ HK$42.56M (deposit + AVD stamp duty HK$3,334,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,669
−HK$13,462/mo
▼ 0.25% · 3.875%
HK$221,347
−HK$6,784/mo
Today · 4.125%
HK$228,131
baseline
▲ 0.50% · 4.625%
HK$242,012
+HK$13,881/mo
Deposit HK$31.38M · loan HK$47.07M · min. income ≈ HK$456,262/mo (50% DSR)
Upfront cash ≈ HK$34.72M (deposit + AVD stamp duty HK$3,334,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,818
−HK$12,902/mo
▼ 0.25% · 3.875%
HK$245,223
−HK$6,497/mo
Today · 4.125%
HK$251,720
baseline
▲ 0.50% · 4.625%
HK$264,989
+HK$13,269/mo
Deposit HK$31.38M · loan HK$47.07M · min. income ≈ HK$503,440/mo (50% DSR)
Upfront cash ≈ HK$34.72M (deposit + AVD stamp duty HK$3,334,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,448
−HK$15,705/mo
▼ 0.25% · 3.875%
HK$258,238
−HK$7,915/mo
Today · 4.125%
HK$266,153
baseline
▲ 0.50% · 4.625%
HK$282,348
+HK$16,195/mo
Deposit HK$23.54M · loan HK$54.92M · min. income ≈ HK$532,306/mo (50% DSR)
Upfront cash ≈ HK$26.87M (deposit + AVD stamp duty HK$3,334,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,620
−HK$15,054/mo
▼ 0.25% · 3.875%
HK$286,093
−HK$7,581/mo
Today · 4.125%
HK$293,674
baseline
▲ 0.50% · 4.625%
HK$309,153
+HK$15,479/mo
Deposit HK$23.54M · loan HK$54.92M · min. income ≈ HK$587,348/mo (50% DSR)
Upfront cash ≈ HK$26.87M (deposit + AVD stamp duty HK$3,334,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,004
−HK$20,193/mo
▼ 0.25% · 3.875%
HK$332,020
−HK$10,177/mo
Today · 4.125%
HK$342,197
baseline
▲ 0.50% · 4.625%
HK$363,018
+HK$20,821/mo
Deposit HK$7.85M · loan HK$70.61M · min. income ≈ HK$684,394/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$3,334,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,226
−HK$19,354/mo
▼ 0.25% · 3.875%
HK$367,834
−HK$9,746/mo
Today · 4.125%
HK$377,580
baseline
▲ 0.50% · 4.625%
HK$397,483
+HK$19,903/mo
Deposit HK$7.85M · loan HK$70.61M · min. income ≈ HK$755,160/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$3,334,220 · Scale 2, in force from 26 Feb 2026)