LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,891
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,448
−HK$565/mo
Today · 4.125%
HK$19,013
baseline
▲ 0.50% · 4.625%
HK$20,170
+HK$1,157/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$38,026/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,904
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,437
−HK$542/mo
Today · 4.125%
HK$20,979
baseline
▲ 0.50% · 4.625%
HK$22,085
+HK$1,106/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,958/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,469
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,137
−HK$679/mo
Today · 4.125%
HK$22,816
baseline
▲ 0.50% · 4.625%
HK$24,204
+HK$1,388/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,632/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,884
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,525
−HK$650/mo
Today · 4.125%
HK$25,175
baseline
▲ 0.50% · 4.625%
HK$26,502
+HK$1,327/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,350/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,047
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,827
−HK$791/mo
Today · 4.125%
HK$26,618
baseline
▲ 0.50% · 4.625%
HK$28,238
+HK$1,620/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$53,236/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,865
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,612
−HK$758/mo
Today · 4.125%
HK$29,370
baseline
▲ 0.50% · 4.625%
HK$30,919
+HK$1,549/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$58,740/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,204
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,206
−HK$1,017/mo
Today · 4.125%
HK$34,223
baseline
▲ 0.50% · 4.625%
HK$36,306
+HK$2,083/mo
Deposit HK$785K · loan HK$7.06M · min. income ≈ HK$68,446/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,826
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,787
−HK$975/mo
Today · 4.125%
HK$37,762
baseline
▲ 0.50% · 4.625%
HK$39,753
+HK$1,991/mo
Deposit HK$785K · loan HK$7.06M · min. income ≈ HK$75,524/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,382 · Scale 2, in force from 26 Feb 2026)