LTV · monthly repayment
▼ 0.50% · 3.625%
HK$178,960
−HK$11,222/mo
▼ 0.25% · 3.875%
HK$184,526
−HK$5,656/mo
Today · 4.125%
HK$190,182
baseline
▲ 0.50% · 4.625%
HK$201,754
+HK$11,572/mo
Deposit HK$39.24M · loan HK$39.24M · min. income ≈ HK$380,364/mo (50% DSR)
Upfront cash ≈ HK$42.58M (deposit + AVD stamp duty HK$3,335,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,091
−HK$10,756/mo
▼ 0.25% · 3.875%
HK$204,430
−HK$5,417/mo
Today · 4.125%
HK$209,847
baseline
▲ 0.50% · 4.625%
HK$220,909
+HK$11,062/mo
Deposit HK$39.24M · loan HK$39.24M · min. income ≈ HK$419,694/mo (50% DSR)
Upfront cash ≈ HK$42.58M (deposit + AVD stamp duty HK$3,335,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,752
−HK$13,467/mo
▼ 0.25% · 3.875%
HK$221,432
−HK$6,787/mo
Today · 4.125%
HK$228,219
baseline
▲ 0.50% · 4.625%
HK$242,105
+HK$13,886/mo
Deposit HK$31.39M · loan HK$47.09M · min. income ≈ HK$456,438/mo (50% DSR)
Upfront cash ≈ HK$34.73M (deposit + AVD stamp duty HK$3,335,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,909
−HK$12,908/mo
▼ 0.25% · 3.875%
HK$245,317
−HK$6,500/mo
Today · 4.125%
HK$251,817
baseline
▲ 0.50% · 4.625%
HK$265,090
+HK$13,273/mo
Deposit HK$31.39M · loan HK$47.09M · min. income ≈ HK$503,634/mo (50% DSR)
Upfront cash ≈ HK$34.73M (deposit + AVD stamp duty HK$3,335,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,544
−HK$15,711/mo
▼ 0.25% · 3.875%
HK$258,337
−HK$7,918/mo
Today · 4.125%
HK$266,255
baseline
▲ 0.50% · 4.625%
HK$282,456
+HK$16,201/mo
Deposit HK$23.54M · loan HK$54.94M · min. income ≈ HK$532,510/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$3,335,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,727
−HK$15,059/mo
▼ 0.25% · 3.875%
HK$286,203
−HK$7,583/mo
Today · 4.125%
HK$293,786
baseline
▲ 0.50% · 4.625%
HK$309,272
+HK$15,486/mo
Deposit HK$23.54M · loan HK$54.94M · min. income ≈ HK$587,572/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$3,335,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,128
−HK$20,200/mo
▼ 0.25% · 3.875%
HK$332,148
−HK$10,180/mo
Today · 4.125%
HK$342,328
baseline
▲ 0.50% · 4.625%
HK$363,158
+HK$20,830/mo
Deposit HK$7.85M · loan HK$70.63M · min. income ≈ HK$684,656/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$3,335,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,364
−HK$19,361/mo
▼ 0.25% · 3.875%
HK$367,975
−HK$9,750/mo
Today · 4.125%
HK$377,725
baseline
▲ 0.50% · 4.625%
HK$397,635
+HK$19,910/mo
Deposit HK$7.85M · loan HK$70.63M · min. income ≈ HK$755,450/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$3,335,498 · Scale 2, in force from 26 Feb 2026)