LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,898
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,454
−HK$566/mo
Today · 4.125%
HK$19,020
baseline
▲ 0.50% · 4.625%
HK$20,177
+HK$1,157/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$38,040/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,911
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,445
−HK$542/mo
Today · 4.125%
HK$20,987
baseline
▲ 0.50% · 4.625%
HK$22,093
+HK$1,106/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,974/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,477
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,145
−HK$679/mo
Today · 4.125%
HK$22,824
baseline
▲ 0.50% · 4.625%
HK$24,213
+HK$1,389/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,648/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,893
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,534
−HK$650/mo
Today · 4.125%
HK$25,184
baseline
▲ 0.50% · 4.625%
HK$26,512
+HK$1,328/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,368/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,057
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,836
−HK$792/mo
Today · 4.125%
HK$26,628
baseline
▲ 0.50% · 4.625%
HK$28,248
+HK$1,620/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$53,256/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,875
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,623
−HK$758/mo
Today · 4.125%
HK$29,381
baseline
▲ 0.50% · 4.625%
HK$30,930
+HK$1,549/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$58,762/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,216
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,218
−HK$1,018/mo
Today · 4.125%
HK$34,236
baseline
▲ 0.50% · 4.625%
HK$36,319
+HK$2,083/mo
Deposit HK$785K · loan HK$7.06M · min. income ≈ HK$68,472/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,840
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,801
−HK$975/mo
Today · 4.125%
HK$37,776
baseline
▲ 0.50% · 4.625%
HK$39,767
+HK$1,991/mo
Deposit HK$785K · loan HK$7.06M · min. income ≈ HK$75,552/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,470 · Scale 2, in force from 26 Feb 2026)