LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,899
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,456
−HK$565/mo
Today · 4.125%
HK$19,021
baseline
▲ 0.50% · 4.625%
HK$20,179
+HK$1,158/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$38,042/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,913
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,447
−HK$541/mo
Today · 4.125%
HK$20,988
baseline
▲ 0.50% · 4.625%
HK$22,095
+HK$1,107/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,976/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,479
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,147
−HK$679/mo
Today · 4.125%
HK$22,826
baseline
▲ 0.50% · 4.625%
HK$24,215
+HK$1,389/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,652/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,895
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,536
−HK$650/mo
Today · 4.125%
HK$25,186
baseline
▲ 0.50% · 4.625%
HK$26,514
+HK$1,328/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,372/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,059
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,838
−HK$792/mo
Today · 4.125%
HK$26,630
baseline
▲ 0.50% · 4.625%
HK$28,250
+HK$1,620/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$53,260/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,878
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,625
−HK$759/mo
Today · 4.125%
HK$29,384
baseline
▲ 0.50% · 4.625%
HK$30,933
+HK$1,549/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$58,768/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,218
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,220
−HK$1,019/mo
Today · 4.125%
HK$34,239
baseline
▲ 0.50% · 4.625%
HK$36,322
+HK$2,083/mo
Deposit HK$785K · loan HK$7.06M · min. income ≈ HK$68,478/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,843
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,804
−HK$975/mo
Today · 4.125%
HK$37,779
baseline
▲ 0.50% · 4.625%
HK$39,770
+HK$1,991/mo
Deposit HK$785K · loan HK$7.06M · min. income ≈ HK$75,558/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,488 · Scale 2, in force from 26 Feb 2026)