LTV · monthly repayment
▼ 0.50% · 3.625%
HK$179,039
−HK$11,227/mo
▼ 0.25% · 3.875%
HK$184,608
−HK$5,658/mo
Today · 4.125%
HK$190,266
baseline
▲ 0.50% · 4.625%
HK$201,843
+HK$11,577/mo
Deposit HK$39.26M · loan HK$39.26M · min. income ≈ HK$380,532/mo (50% DSR)
Upfront cash ≈ HK$42.60M (deposit + AVD stamp duty HK$3,336,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,179
−HK$10,761/mo
▼ 0.25% · 3.875%
HK$204,520
−HK$5,420/mo
Today · 4.125%
HK$209,940
baseline
▲ 0.50% · 4.625%
HK$221,006
+HK$11,066/mo
Deposit HK$39.26M · loan HK$39.26M · min. income ≈ HK$419,880/mo (50% DSR)
Upfront cash ≈ HK$42.60M (deposit + AVD stamp duty HK$3,336,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,846
−HK$13,473/mo
▼ 0.25% · 3.875%
HK$221,529
−HK$6,790/mo
Today · 4.125%
HK$228,319
baseline
▲ 0.50% · 4.625%
HK$242,212
+HK$13,893/mo
Deposit HK$31.41M · loan HK$47.11M · min. income ≈ HK$456,638/mo (50% DSR)
Upfront cash ≈ HK$34.74M (deposit + AVD stamp duty HK$3,336,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,014
−HK$12,914/mo
▼ 0.25% · 3.875%
HK$245,425
−HK$6,503/mo
Today · 4.125%
HK$251,928
baseline
▲ 0.50% · 4.625%
HK$265,207
+HK$13,279/mo
Deposit HK$31.41M · loan HK$47.11M · min. income ≈ HK$503,856/mo (50% DSR)
Upfront cash ≈ HK$34.74M (deposit + AVD stamp duty HK$3,336,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,654
−HK$15,718/mo
▼ 0.25% · 3.875%
HK$258,451
−HK$7,921/mo
Today · 4.125%
HK$266,372
baseline
▲ 0.50% · 4.625%
HK$282,580
+HK$16,208/mo
Deposit HK$23.56M · loan HK$54.96M · min. income ≈ HK$532,744/mo (50% DSR)
Upfront cash ≈ HK$26.89M (deposit + AVD stamp duty HK$3,336,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,850
−HK$15,065/mo
▼ 0.25% · 3.875%
HK$286,329
−HK$7,586/mo
Today · 4.125%
HK$293,915
baseline
▲ 0.50% · 4.625%
HK$309,408
+HK$15,493/mo
Deposit HK$23.56M · loan HK$54.96M · min. income ≈ HK$587,830/mo (50% DSR)
Upfront cash ≈ HK$26.89M (deposit + AVD stamp duty HK$3,336,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,269
−HK$20,210/mo
▼ 0.25% · 3.875%
HK$332,294
−HK$10,185/mo
Today · 4.125%
HK$342,479
baseline
▲ 0.50% · 4.625%
HK$363,318
+HK$20,839/mo
Deposit HK$7.85M · loan HK$70.67M · min. income ≈ HK$684,958/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$3,336,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,521
−HK$19,370/mo
▼ 0.25% · 3.875%
HK$368,137
−HK$9,754/mo
Today · 4.125%
HK$377,891
baseline
▲ 0.50% · 4.625%
HK$397,810
+HK$19,919/mo
Deposit HK$7.85M · loan HK$70.67M · min. income ≈ HK$755,782/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$3,336,966 · Scale 2, in force from 26 Feb 2026)